With 30 years of experience in managing investments, Tod’s approach as a financial advisor has consistently involved educating and guiding his clients to help provide stability during market cycles, financial crises, job changes and significant life events such as family deaths and retirement. To help his clients maximize the life they envision for themselves, Tod prioritizes straightforward communication, active listening and delivering clear explanations of life’s financial complexities.

As a Certified Financial Planner™ professional, Tod demonstrates high levels of competency and attention to detail as a financial advisor. While he’s always been interested in investing and finance, the driving force behind his passion is helping people in ways that are meaningful to them and their lives.

Tod’s strengths as an advisor lie in financial planning – namely estate planning and retirement income planning. Being a Raymond James advisor gives Tod’s clients the opportunity to benefit from access to the resources, technology and capabilities of one of the nation’s top financial services firms, coupled with the familial atmosphere of a Tennessee-based bank.

From being a Chamber of Commerce board member and Mayor of Algood, Tennessee, to a City Scape treasurer and hospice volunteer, Tod has played an active role in his community over the last three decades. Outside the office, he spends his free time in the great outdoors where he cycles, hikes and goes fishing. Tod also enjoys spending quality time with his grandchildren and playing the guitar.

Livingston-born and Knoxville-raised, Tod currently resides in Cookeville, Tennessee, with his wife, Loretta.

Email: tod.williams@firstbankonline.com
Phone: 931.650.5975