Philip J. Maniaci started providing financial advice and guidance to clients from his first exposure to the financial field in 1979. Philip holds the title of vice president, investments with Raymond James & Associates. He is an experienced and knowledgeable financial advisor, ready to work with you to help ensure you and your family’s financial future. He has experience in annuities, life insurance, estate planning and trusts .Philip’s financial planning practice provides comprehensive estate planning, financial planning, wealth services, retirement planning and insurance services. Philip also assists clients in long-term care planning for medical and nursing care, tax reduction, estate planning, 529 college savings plans.

One area that Philip specializes in is putting together company retirement plans 401(k)s, 403(b)s, SEP and company profit-sharing plans. Over the past 20years, he has worked with more than 200 clients to help them choose, invest, and manage plans that strive to offer less risk and anticipated returns. As a financial planner, Philip’s main goal is to help you make well-informed decisions on what types of investments are right for you. He also emphasizes the need to adjust investment plans as your goals and needs change. He will always listen to your concerns, share all information about potential investments, including benefits, risks, and tax issues, and treat your financial goals with the same care and interest that he/she devotes to his/her own. He looks forward to being your trusted advisor and resource as you build a portfolio of investments. Philip has used his financial knowledge and experience to benefit not only his clients but also the community, as a past member of the Chambers of Commerce of Warren, Centerline and Sterling Heights. Philip is a former president of the Mount Clemens Lions Club and current member.He lives with his wife, Joni, and two children, Joey and Elizabeth, in Macomb, Michigan.

As a financial advisor of Raymond James I am not qualified to render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. Raymond James is not affiliated with entities mentioned herein.