Ron Bardine & Alana Fermoyle

  • Ronald Bardine, CFP®, ChFC®, CLU®

    Registered Principal

    Financial Advisor & Branch Owner

With more than 40 years of experience, Ron Bardine helps individuals, families, and business owners make confident financial decisions at every stage of life. Since beginning his career in 1984, Ron has built long‑standing—often multi‑generational—client relationships by listening first, putting clients’ interests first, and providing clear, fiduciary guidance.

Ron works closely with his clients, and frequently alongside their tax and legal professionals, to create comprehensive financial plans tailored to their unique goals. His approach spans wealth management, retirement planning, and legacy and estate strategies, all delivered with thoughtful, practical advice centered on what matters most to the people he serves.

Supported by a dedicated client service team, Ron helps simplify the complexities of financial life so clients can spend less time worrying about money and more time enjoying what they’ve worked hard to build. He finds his greatest reward in seeing clients achieve financial independence, live life on their own terms, and ultimately support future generations and meaningful causes—whether family or charities.

Ron holds the Certified Financial Planner® (CFP®), Chartered Financial Consultant® (ChFC®), and Chartered Life Underwriter® (CLU®) designations, along with a full range of securities and insurance licenses. In 2000, he joined Raymond James Financial Services, Inc. as a Financial Advisor and Branch Owner, leveraging the firm’s extensive resources to better serve his clients.

A lifelong Minnesotan, Ron lives in Deerwood with his wife, Maria. They have four children and two grandchildren. Outside the office, he enjoys northern Minnesota’s outdoor lifestyle, including fishing, hunting, snowmobiling, and motorcycling.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, Certified Financial Planner®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.