OUR APPROACH to planning

We have a comprehensive onboarding process, involving as many as five meetings convenient to your schedule. It is helpful in identifying and prioritizing your most important financial goals, and then developing and implementing a comprehensive plan for pursuing them.

Having a well-designed financial plan helps ensure that rational analysis is the basis for your investment decisions and prevent emotional reactions to short-term market events. It clarifies the investment approach and strategy that will be used, helping to prevent any confusion or misunderstandings. Plus, it allows you and us to monitor all critical factors over time, and make appropriate adjustments as needed.

Discovery Meeting

We learn about you and important matters in your life such as your goals, values, interests and relationships. We also take this opportunity to learn about any special financial issues or challenges you may have. We look at your current financial situation and begin to consider how to customize a plan for pursuing your objectives.

Financial Plan Meeting

We apply what we have learned about you; where you are, and where you want to be. We assess your current financial picture and any gaps that may exist. We may also collaborate with your tax and legal professionals as well. Then we make recommendations that will help you to meet your goals.

Mutual Commitment Meeting

If we have both determined there is a good fit and a comfort level for working together – and we are confident we can bring significant value to the relationship – the next step is to formalize our working relationship.

45-Day Follow-up Meeting

We review the statements you have received and help you organize your paperwork. We also answer any questions you may have to help ensure you have a full understanding on just how your money is invested. We make sure you have online access to your account, and answer any administrative questions you may have.

Regular Progress Meetings

We monitor the progress of your wealth management plan on an ongoing basis and meet with you typically twice per year to discuss any changes in your personal life that may require making plan revisions to keep it aligned with your goals. We provide a comprehensive review of how your investments are performing relative to your goals.


“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

Warren Buffett