Vance E. Garwood

Financial Advisor, RJFS

Vance grew up in a farming and ranching community in the Sandhills of north central Nebraska and was very involved in the family cow/calf operation. Throughout high school he drove eighteen miles each way to town where he attended and graduated high school while being involved in many activities including sports and FFA. After high school graduation, he went on to attain his bachelor’s degree in business management from Pensacola Christian College. It was during this time that Vance became very interested in financial planning and investing. The ability to combine these interests with the desire to help people achieve their goals led to his career as a Financial Advisor.

Vance has now been a Financial Advisor for over 17 years. He was recently named a member of the Raymond James Financial Services Executive Council for 2022.* This marks the 2nd consecutive year that Vance has qualified for this important recognition. Vance was very thankful to be honored by Forbes as a Next Gen Best in State Wealth Advisor in 2018 as well as 2019**. Vance joined S.J. Prill Financial & Investment Planning, Inc. in 2008 after spending time at a prior financial advisory firm. This move provided him with the resources to offer his clients a full range of financial services. He and the team work with clients on an individual basis to create truly personalized, comprehensive wealth strategies that run the gamut from basic needs to complex goals.

Vance considers it his responsibility as a financial advisor to always serve his clients with honesty and integrity. In doing so, all recommendations and decisions on behalf of his clients will be solely in their best interest. Considering financial planning crucial, Vance obtained the CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Board of Standards, Inc. Vance is a past President of the Financial Planning Association of Kansas.

Vance enjoys spending time with his wife, Ellie, and their three girls, Stella, Hazel, and Georgia. In his leisure time, Vance can often be found on the tractor fostering his enjoyment of the outdoors instilled at a young age on the family ranch by maintaining and improving their acreage north of Andover. Vance and his family are members of Metro East Baptist Church where Vance and Ellie have and continue to serve in various capacities. Vance is very involved in the Wichita community. He is a Past President of the Wichita Downtown Lions Club, a member of the Wichita Rotary Club, and is a board member of the Union Rescue Mission in Wichita.

Vance was first introduced to Dave Ramsey through Financial Peace University over 15 years ago. Immediately, he recognized the common-sense principles Dave teaches paralleled those of his own. Since then, Vance has led multiple Financial Peace University classes and has observed first-hand how lives can be changed by following Dave’s principles. Considering Vance believes in Dave’s principles, it was a natural fit for Vance to become part of a Dave Ramsey SmartVestor PRO™ where he has helped countless families put together a plan to save and invest for the future.

Smart Vestor

SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. Raymond James Financial Services does not endorse and is not associated with Dave Ramsey or the SmartVestor program.

*Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement and is not indicative of an advisor’s future performance. No fee is paid in exchange for this award/rating. Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. SJ Prill Financial & Investment Planning, Inc., is not a registered broker/dealer and is independent of Raymond James Financial Services.

SHOOK Research considered advisors born in 1980 or later with a minimum 4 years relevant experience. Advisors have built their own practices and lead their teams; joined teams and are viewed as future leadership; or a combination of both. Ranking algorithm is based on qualitative measures derived from telephone and in-person interviews and surveys: service models, investing process, client retention, industry experience, review of compliance records, firm nominations, etc.; and quantitative criteria, such as assets under management and revenue generated for their firms. Investment performance is not a criteria because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC. Neither SHOOK nor Forbes receives compensation from the advisors or their firms in exchange for placement on a ranking. Raymond James is not affiliated with Forbes or Shook Research, LLC. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Out of 6,389 advisors considered, 1,489 made the final list in 2019. For more information see

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Raymond James is not affiliated with the above organizations and/or charitable causes.