Book - Financial Therapy

About The Book

The purpose of this book is to help long-term investors make smart, reasonable financial decisions. We define a long-term investor as anyone who will not have a need for investment principal within the next five years. Most savers are long-term investors, whether they know it or not. Maybe you’re planning on retiring this year. Maybe you retired 15 years ago. Then again, maybe you are 85 years old. Do any of these situations preclude you from being a long-term investor? Absolutely not. To the contrary, the more time you spend in retirement, i.e., the greater your longevity, the longer you need the use of your investments to sustain your lifestyle. Furthermore, the goal of leaving money to future generations also makes you a long-term investor, and it probably means allocating a larger portion of your portfolio to stock than you might have imagined.

If any of the above causes you anxiety, don’t worry—you are not alone. We wrote this book to help you overcome your fear and change your mindset by altering your behavior. In the following pages, we hope we can dispel most of your fears about long-term investing and help you feel more comfortable about your financial situation going forward.

Disclaimer: The purpose of this book is to provide the most accurate and up-to-date information available on retirement planning. The information may be changed, become outdated, or be rendered incorrect by new legislation or official rulings. Neither the authors nor Spanos Group assume liability or responsibility for any losses that may be sustained or alleged to be sustained, directly or indirectly, by the application of the information contained within, and any such liability is hereby expressly disclaimed.

Copyright © 2016 by Gennaro A. Marsico

All rights reserved. This book or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of the publisher except for the use of brief quotations in a book review.