Our financial lives are challenging, complex, and constantly changing. Recognizing this, the ways in which Michelle assists her clients go far beyond the investments themselves. Indeed, financial questions are embedded in nearly all decisions, and she’s here to help clients tackle them as they arise.
She aims to simplify her clients’ financial lives; unburden them of the financial thoughts and decisions that can be time-consuming and paralyzing; and take on as much of the financial stress and worry for them so they can get on with enjoying their lives. Michelle focuses on the big picture, as well as the nitty-gritty financial details, to help her clients keep the financial house in order. In doing so, her hope is her clients experience a less stressful financial life and greater freedom to spend their time in ways they prefer and enjoy.
In choosing Michelle as their financial advisor and financial planner, and a behavioral finance coach of sorts, clients come to understand Michelle wants to know about their aspirations for their retirement, their values and the things that matter most to them, the issues and decisions that are paralyzing to them, the issues that confront them today, and the family dynamics and the experiences they’ve had that color their feelings towards money, savings, spending, planning, insurance, and risk management. She hones in on how clients make decisions and the biases to which they may be most vulnerable, often without her clients noticing, so as to try to help them make better decisions.
Overall, using a holistic financial planning approach and offering sound, realistic advice, she identifies and prioritizes the items in her clients’ financial lives that need attention, coaches her clients through their decisions, and helps keep her clients accountable for what needs doing, all in an effort to help clients achieve an important outcome: a financial life that is examined, improved, simplified, and less stressful.
Everything about Michelle’s process and services provide the foundation for a long-term relationship with her clients, one that focuses on the client first and their planning and portfolio second, where Michelle acts much like a personal financial steward to help clients with the many aspects of their financial life. We believe one of our most valuable services, and the service that makes us different, is the way Michelle helps clients approach their decision-making: she helps her clients better understand how our human behaviors and behavioral tendencies influence our decision-making about money and financial planning.
In short, we offer a personalized, creative, thoughtful approach to your financial planning needs and we provide the ongoing services, which nearly all speak to the importance of good communication, to support this approach. We stand with you, and we provide a solid process and related services, to help you navigate your financial life as it changes.
Our services that support our process come in many forms, including but not limited to:
On other advisors’ websites, you may find a section called “Products and Services,” and there, advisors typically speak to the types of products they offer. Although products are, indeed, important, Michelle believes high-quality products are the means to the end, and reputable, respected financial firms, like ours, offer all the products any investor would need. Yet, without good planning, good advice, and good behaviors, the products have limited usefulness and effectiveness. Thus, in Michelle’s practice, Michelle focuses less on product, and more on the process and the services that support the process. Having all the tools in her toolbox to successfully help her clients implement, manage, and monitor their investment strategies, she focuses on her process of providing holistic financial planning and advice and helping her clients understand their behaviors in their financial decision-making.LEARN MORE
Whether you are an individual with personal and family goals or the person charged with the financial goals of your organization, we are here to provide you with an array of financial and investment planning services essential to your success.
We will work hand-in-hand with you – and, if need be, your other professional advisors – to select the service that best suits your needs, then apply our investment insight and expertise to tailor the required service to your unique situation and with your specific goals in mind.LEARN MORE
Most people think that all financial planners are “certified” but this isn’t true. Anyone can call himself or herself a “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification marks.LEARN MORE