designed to fit your life

We have done financial planning long enough to know it is not about college planning. It is about educating your children so that they may have a good start to adulthood and life.

It is not about retirement plans. It is about rewarding yourself with financial independence for a body of work that required decades of hard work and sacrifice.

It is about designing a life for you and your family, and your passions and interests outside your family. We know from experience proper planning in your financial life will provide more focus, time, energy and resources for life’s other pursuits. It is simply about making life better.

A successful strategy in any endeavor is predicated upon the following constants. You have to know where you are today. You then determine what outcomes you desire and why. Follow those with deliberate and disciplined actions. Measure your results, assess whether they are satisfactory and aligned with your goals. And last, continue on the path if it is working. Or change course if the results are not matching your expectations.

Financial Planning Process


There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss.

How we go about building your portfolio.