Wealth Vision 20/20 Podcast

Wealth Vision 20/20 removes the haze surrounding financial information about the markets, the economy and money helping you understand, what is happening, why it’s happening and most importantly, what to do about it. Craig Pluta, a CFP®, has over 25 years’ experience guiding through economic bull markets and collapses while at the same time, keeping people informed, educated and sticking to strategies that help deliver them to their intended goals. This insightful vision guides Alliance Wealth Management Milwaukee’s clients up to and through the retirement phase, dealing with every aspect of managing and keeping your wealth, including investment planning, tax planning and estate planning.


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

EPISODE 27: Recession or No Recession, that is the question 8/3/2022

Today’s episode is called “Recession or No Recession, that is the Question” where we discuss the implications of 2 quarters of negative GDP and the real definition of a recession, the delusion on capital hill that we can kill inflation without sacrificing jobs, the consumer spending spree, and a stock market that just posted its best month all year.

Stay tuned as we discuss that and more.

EPISODE 26: 2nd Half Jitters 7/5/2022

Today’s episode is called “2nd Half Jitters” where we discuss the absence of peak inflation, the meteoric rise in mortgage rates, the compression of PE ratios, and the Growth/Value cycle. Is the Fed on the brink of finally decreasing demand as desired or is the consumer not going to cooperate and just keep spending?

EPISODE 25: Freebies 6/3/2022

Today’s episode is called “Freebies” where we discuss the proposal for a college loan forgiveness program along with all its complications, new weapon systems about to be shipped to Ukraine from the US as well as Germany, the war on inflation including its effect on the stock market, and upcoming client events from summer to fall.

EPISODE 24: Wicked Problem 5/4/2022

Today’s episode is called “Wicked Problem” where we discuss China President Xi Jinping’s zero covid policy, it’s likely failure, and the repercussions of the new wave of lock downs affecting more than 300 million Chinese people, the stock markets 1st quarter earnings and future guidance, GDP dropping from 6.9% to -1.4%, stubborn inflation that has yet to peak, and the pickle the fed finds them selves in.


Today’s episode is called “The Long And Windy Road” where we discuss the latest jobs report signaling more growth ahead, inflation numbers pointing to the worst inflationary backdrop in 40 years, the Feds first move in its war on inflation and the market’s resilience in the face of it all. Is the end of inflation anywhere in sight or are we in store for a longer struggle than we think?


Today’s episode is called “Chess Pieces” where we discuss the recent communique between Russia and China pledging unprecedented cooperation, the long-awaited Russian invasion of Ukraine, the Federal Reserve and how all of the geopolitics plays into the calculus for controlling inflation, and why the stock market moved up once the invasion started. Is this the beginning of the end of recent hostilities or just one chess piece moving in a long game involving more players than we thought?


Today’s episode is called “Breaking Point” where we discuss the rapid pace of inflation, the Fed’s latest announcements of steps to control it, Russia’s massive buildup of 100,000 troops armed with scores of tanks on the Ukrainian boarder, and how all of these play together to bring us our first market correction of more than 10% in a couple of years. Is this the breaking point for the markets, or just a pause in the post Covid expansion we’ve become accustomed to?


Today’s episode is called “Falling Dominoes” where we discuss how the administrations signature legislation know as the Build Back Better Bill hit a major snag as a key democratic Senator says he will vote no, inflation registering its highest read in 40 years causing the fed to abruptly change course before it’s too late and what this all means for 2022, stock and bond market volatility and your portfolio. If you were recently celebrating being done with 2021, hang tight in 2022, we might have new challenges we’ve never faced before.

EPISODE 19: THE YEAR IN REVIEW 2021 12/6/2021

Today’s episode is called “The Year in Review 2021” where we discuss the stock market performance that exceeded most people’s expectations, the obsessive focus on inflation and some of its causes, what to look for in 2022 and a few tips on what you still can do before year end to enhance your future.


Today's episode is called "The Pruning of America's Retirement Accounts" where we discuss the outrage Congress exhibited to a 5 billion-dollar Roth account, new rules to prevent "Mega retirement accounts" of all varieties, and the shut down of Roth Conversions and the back door contributions for high income earners. Are we on the cusp of a new era where governments make deals to entice tax revenue only to later renege on them?


Today’s episode is called “To Infinity and Beyond” where we discuss the congressional horse trading in an attempt to approve an infrastructure bill while at the same time increasing the debt ceiling to levels never seen, the inflation spiral and the oh-so-complicated global supply chain, and the new frontier, where SpaceX and the Inspiration4 for the first time have sent civilian astronauts 367 miles high into space, well past the Karman line, circled the earth at 23x the speed of sound and safely landed.


Today’s episode is called “A Brave New World” where we discuss the congressional move to tie the infrastructure bill to the 3.5 trillion social spending bill, proposed new taxes on both personal income, capital gain income and corporate income, and the tipping point for electric vehicles, namely the electric truck wars that will be erupting in the next few months. Whether it’s politics or trucks…..the world as you know it, might be changing sooner than you think.


Today’s episode is called “Summer Doldrums” where we discuss Jerome Powell’s Fed and the tightrope walk with inflation, the details of a bi partisan infrastructure bill and the ever-present political wrangling over the legislative process with each side trying to gain an advantage over the other.


Today’s episode is called “Kabuki Dance”, where we discuss the bipartisan effort for an infrastructure bill, the growing concern for structural inflation, and the new revolt brewing as a survey reports that the majority of workers do not want to return to the office. Are we getting back to normal or is that more difficult than we think?


Today’s episode is called “No Good Deed goes Unpunished“ where we discuss the unintended consequences of the federal unemployment supplement, wage pressures, growing concerns about inflation, and a revolt from 21 states who refuse to take money from the federal government for fear that it’s ruining their economies.


Today’s episode is called “Death and Taxes” where we discuss the new tax proposals of the Biden administration, Who’s likely to be paying more and what the impact may be on the US economy and global competitiveness. Are we being fiscally prudent or killing the golden goose?


Today’s episode is called “Mounting a comeback” where we discuss the relentless  vaccine march toward herd immunity, the latest good news on the employment front, GDP coming in at over 4% and a dive into the risky dynamics of short selling, where investors become gamblers and someone is left holding the bag.


Today’s episode is called “a messy restart” where we discuss the positive shifting mood of the public, the challenges of waking up the global supply chain, the latest in the vaccine rollout, positive corporate earnings, and where this all leads us, including dealing with our potential future enemy …….. called inflation.


Today’s episode is called “2021 and the next bull market“ where we discuss the new administration, behavioral finance, both portfolio construction & rebalancing, new tax proposals and the single solution that just might fix nearly everything wrong with the economy. Do we need more stimulus or just to ask congress to do something uncharacteristic; follow through on what they’ve started.

Episode 8: A New Year with New Hopes - 1/4/2021

Today's episode is called "A New Year with New Hopes" where we discuss the end of 2020 dominated by the Corona Virus, the potential of a vaccine glut before summer, the timeline of workers returning to the office, and the new 900 billion dollar stimulus package with Helicopter money. Did we finally get ourselves out of the woods or did we just dig a very deep hole?

Episode 7: Mixed Bag - 12/2/2020

Today’s episode is called “Mixed Bag“ where we discuss the still undecided makeup of the Senate 4 weeks after the election, rising COVID cases along with the big three vaccine makers who predict producing 1 billion doses each by the end of 2021, and a rocketing 3rd quarter GDP of 33.1%, which helped move markets to all time highs. Is this an early Christmas gift or will Santa be taking back some of gifts already received?

Episode 6: The Path Forward - 11/1/2020

Today’s episode is called “the path forward” where we discuss the fed’s new policy and view toward inflation and what that means for the economy, the race for a vaccine in 2020 and what the difference are of some of the top makers, and the markets consolidation at a level higher than the pre-Covid high but just under our newly established high of September. Is America being too overly pessimistic or are the optimists too naïve?

Episode 5: Presidents and Stock Markets - 10/1/2020

Today’s episode is called “Presidents and Stock Markets” where we talk about my recently published paper that dives into 40 years of economic data to find out what presidential party has the greatest economic success. Who is actually better for the stock market, Democrats or Republicans? Or is it possible that it just doesn’t matter?

Episode 4: Recovery - 9/3/2020

Today’s episode is called “recovery” where we discuss the systematic decline of COVID cases from the recent highs, the stock markets rise back to its all time high, and a little know rule that allows taxpayer who use the standard deduction to still get an additional charitable deduction in 2020. Did stocks just signal a new 10 year bull market has started?

Episode 3: Emerging Green Shoots - 8/3/2020

Today’s episode is called “emerging green shoots“ where we discuss the recent rise in the markets, the meteoric pace toward a new vaccine and actionable things you can do right now to better your situation in this post COVID world. Despite the rise in COVID cases all is not lost, in fact ……….there’s reason for optimism.

Episode 2: A New Beginning - 7/2/2020

Today’s episode is called “a new beginning” where we discuss the reopening of the economy, the feds stimulus and the markets reaction. Is this market overvalued or just misunderstood? Stay tuned as we discuss that and more to find those answers and many others.

Episode 1: Countdown to reopening - 6/2/2020

Today’s episode is called “Count down to reopening”, where we’ll discuss the Corona virus, the markets and how they actually relate to each other or how they don’t……….. And……… you just might be surprised.