Joe started his career in the securities industry with a regional firm in 1991. After building a successful practice by concentrating on IRAs and retirement accounts, he joined Morgan Keegan in 1994 and worked with Terry Marti and Gene Pospicil for almost nine years. During this time, Joe became a investment adviser representative and began to provide comprehensive wealth management strategies for his clients. Shortly after the terrorist attacks of 9/11, Joe was recruited to become designated as a wealth management specialist at Legg Mason and was certified at the Legg Mason Wealth Management Institute in Orlando, Florida. His areas of expertise include tax-advantaged investing, estate planning, alternative investments, managed futures and commodities, trust accounts and family limited partnerships, and asset allocation models based on the Nobel Prize-winning Modern Portfolio Theory developed by economist Harry Markowitz. Joe has also worked extensively with IRA accounts and provides his clients with insight into the "new math" of the distribution phase. When appropriate he will recommend clients consider investing in income annuities, which are guaranteed by the issuing insurance company to offer a continuous stream of income that can't be outlived*. He also works with retirees seeking long-term capital appreciation or income. In March of 2007, Joe joined Financial Strategies Group, LLC, as a managing member. Through Raymond James he continues to provide his clients with investment perspectives and a high level of service.
Joe, a Huntsville native, attended Huntsville High School. He attended Auburn University and majored in economics. He has two daughters, Shelby, and Anna. Joe has served as a past president of the board of Hospice of Huntsville, has worked closely with Trinity United Methodist Church and Monte Sano Methodist Church, and is involved with charitable functions for the church and the community. Joe is an avid tennis player and a member of the United States Tennis Association, Huntsville Tennis Center and Huntsville Athletic Club. He currently plays on several levels of USTA Team Tennis and recently represented his team in the annual state tournament held in Mobile. Joe is also active in the Alabama Coastal Conservation, Billfish Foundation and Bass Anglers Sportsman Society. He enjoys teaching junior anglers how to fish and teaching children about wildlife conservation and nature.
*Annuity guarantees are subject to the claims paying ability of the issuing insurance company. Raymond James does not provide tax or legal advice. You should discuss these matters with the appropriate professional.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.