A full range of services for all of your priorities
We offer an extensive range of services that goes beyond what you might expect from the typical financial planner, such as insurance planning and tax mitigation strategies. Fact is, you can count on us for almost any financial-related need you encounter. It’s this commitment to a comprehensive, holistic approach that allows you to be prepared for all the significant events of your life.
Financial planning is not an investment product, but rather an ongoing process designed to help you achieve your goals by making smart decisions. It begins by evaluating your current financial situation, identifying and clarifying your goals, and then creating the appropriate plan for pursuing them. Our comprehensive and long-term approach to financial planning encompasses a high degree of personalization designed to match your investments to your goals and ability to take on risk.
A comprehensive financial plan must consider and prepare for the unexpected, such as accidents, illnesses and disability. Our team will help you think ahead and consider different scenarios, then prepare contingency plans to address them. We understand that while risk cannot be eliminated, it can and should be mitigated. Our risk management services include life insurance, annuities, long-term care, disability insurance and liability insurance.
Preserving your wealth and maintaining your standard of living are among your highest priorities. We can create a plan for monthly distributions from your portfolio designed to preserve your principal. We can also assist you with longevity planning, required minimum distributions, income planning, tax strategies, asset preservation and reallocation, account titling and beneficiaries, multigenerational wealth transfer and charitable giving.
Estate, Charitable Giving and Trust
Having an estate plan to control the distribution of your assets benefits everyone – you, your family and the causes you care about – and can help mitigate potential pitfalls in the future. Our experienced team has the resources to assist your attorney and CPA with a personalized plan that not only strives to preserve your assets but also helps you share your wealth with the people and charities you care about most.
Tax Mitigation Strategies
We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – accountants, tax attorneys – to help minimize the impact of taxes. By developing and implementing strategies designed to lessen or shift current and future tax liabilities, we can improve your prospects for meeting your financial objectives. Tax planning can also play a large role in the amount of wealth you will be able to someday transfer to your heirs. Please know that tax laws are often complex and frequently change.
Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.