Mark Vivian has spent over 25 years in the financial industry—helping clients navigate the full spectrum of financial planning—from building wealth to managing its complexities. Over time, he recognized the importance of focusing not just on accumulation, but also on the distribution phase, where decisions around income, taxes, and legacy planning become increasingly significant.
In 2018, Mark made a deliberate shift. He stepped away from accumulation-focused advice and built a practice dedicated to what matters next—the distribution phase, where every decision carry weight and coordination is key.
Today, Mark leads VIP Bespoke Retirement, a boutique advisory practice serving a select number of ultra-high net worth individuals and families.
A Certified Financial Planner® Professional, Mark works remotely with clients across the U.S. His approach is calm, analytical, and collaborative—backed by a seasoned team with deep expertise in tax strategy, retirement modeling, asset structuring, and long-range planning. Together, they deliver bespoke solutions for clients with multi-state footprints, diverse assets, intergenerational goals, and zero interest in one-size-fits-all advice.
In addition to the CFP® designation, Mark holds the RICP® (Retirement Income Certified Professional), ADPA® (Accredited Domestic Partnership Advisor), and AAMS® (Accredited Asset Management Specialist) credentials.
Originally from the Bay Area, Mark now lives in Palm Springs with his wife, Annette, and their spirited Labradoodle, Obi-Wan Kenobi. Mark enjoys time with his two adult children, cheering on the 49ers, attending auto shows, fishing, and rewatching Star Wars. He’s also a long-standing Rotary member, a multi-term club president, and active in the local Chamber of Commerce.
If your financial life is complex—and you’re looking for clarity, not noise—VIP Bespoke Retirement was built for you.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, Certified Financial Planner®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Raymond James is not affiliated with the above organizations and/or charitable causes.
