Planning for Life’s

Evolving Journey

Guidance for Multigenerational Families

Our professionals can help your family address the many financial matters you face, balancing your needs for today with your goals for tomorrow. There are college educations to be planned for and insurance matters to address for protecting your family. Whatever the need, we’ll be here for you as your family grows and evolves.

We often find that family wealth is concentrated in a single stock, received through inheritance or a successful business career, and we have strategies to address this potential vulnerability. Another risk to wealth is the erosion of investment gains due to taxes, and our knowledge of tax-advantaged investments and the impact of individual transactions can help you keep more of what you earn.

In addition, families are also highly interested in building a legacy. We can help you create a charitable giving plan that not only helps the organizations you’re passionate about, but also has the potential to generate personal tax benefits and further your overall wealth management plan.

We take a tax-sensitive approach to financial planning and work with you and your accountant and estate plan attorney to help minimize the impact of taxes and preserve the wealth you will be able to one day transfer to your loved ones.

Through Raymond James Trust, N.A., we offer a full array of trust structures, including charitable-giving tools that may also feature tax advantages. Whether your goal is to minimize estate taxes, help ensure you have the funds you need down the road, provide for a loved one or spell out exactly how you want your wishes to be carried out, we can help.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.