Planning for Life’s

Evolving Journey

Guidance for the Business Owner

At some point in life, every business owner arrives at a decision that can have enormous impact on their life – it’s time to sell the business. It’s a highly emotional decision, since they have so much personally invested in the enterprise they have built.

There is a lot at stake. The loss of a company principal could result in the defection of clients. If tax matters are mishandled, the owner or heirs could take away substantially less money from the business. If the buyers are insiders, the transition could falter if they are not prepared for their new roles. All of these issues take time to address, which is why planning should begin early.

Our professionals will serve as your sounding board and voice of reason to assist you in determining the value of your business and help you consider different buyers, from family members to employees to an outside party. We’ll work with your accountant and attorney to help determine how to execute the transaction in the most tax-efficient manner. After the sale, we’ll present strategies for investing the proceeds in a manner designed to preserve it while providing the monthly retirement income you need to live.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.