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  • , P: 281.856.5644
  • Alief
    3200 South Dairy Ashford Houston, TX 77082
    Map and Directions Map and Directions
  • Champions
    10300 Louetta, Suite 100 Houston, TX 77070
    Map and Directions Map and Directions
  • Cinco Ranch
    23120 Cinco Ranch Boulevard Katy, TX 77494
    Map and Directions Map and Directions
  • Copperfield
    15260 FM 529 Houston, TX 77095
  • Morton Ranch
    2811 West Grand Parkway North, Suite 110 Katy, TX 77449
    Map and Directions Map and Directions
  • Spring Branch
    9100 Westview Houston, TX 77055
    Map and Directions Map and Directions
  • 99N
    7210 North Grand Parkway, Suite A Spring, TX 77373
    Map and Directions Map and Directions
  • Sugar Land
    3400 Highway 6 South Sugar Land, TX 77478
    Map and Directions Map and Directions
  • Tomball
    28850 Tomball Parkway Tomball, TX 77375 T: 281.856.5644
    Map and Directions Map and Directions
First Community Wealth AdvisorsFirst Community Wealth Advisors

Helping you address your retirement planning priorities

Helping you address your retirement planning priorities

We understand that there should be no compromise when it comes to your financial future. That’s why we work diligently to serve as the ultimate steward for your wealth, simplifying life’s complexities with a full spectrum of strategies for a tailored plan that we believe is the only one you’ll ever need.

No matter what stage of life you’re in, we can help you pursue independence, freedom and the things that matter most to you. Your journey begins now. Let us help get you on your way.

  • Planning for retirement

    When it comes to your financial future, the most important factor in your favor is your age. We take advantage of the time you have, regularly contributing to tax-advantaged retirement accounts and potentially boosting savings with matching funds offered by your employer.

    Your goal should be to begin building up enough assets to provide adequate income to meet your needs throughout retirement – accounting for factors like increased longevity, healthcare costs and inflation. To strive for this goal, you need a plan. That’s where we can help.

    Wherever your work or life leads you, we assist in managing your cash flow and allocating your resources, striving to help you reach both your short- and intermediate-term goals without endangering your long-term plans.

    Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.

    Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.

  • Almost to retirement

    Life has a way of throwing curveballs. As you approach the end of your career, you may have questions about what comes next or if you’re ready emotionally and financially. Together, we uncover the answers, identify and address any concerns you may have, and update your estate plan to reflect your current wishes.

    We start by identifying your short- and long-term goals. When do you want to retire? Where do you want to live? How will you spend your days? Then, we estimate income and expenses for the life you’re envisioning, taking into account the unexpected and other obligations so they won’t catch you unprepared.

    If you need to play catchup, we examine the best way to do so by making larger contributions to your retirement accounts or possibly cutting back in other areas. We also discuss your Social Security and Medicare options with you, so you’ll be ready as soon as you’re eligible.

  • In retirement

    With the right plan, we bring your vision into sharper focus, so you can enjoy the lifestyle you want and deserve. Keep in mind that the planning doesn’t stop when your paychecks do. It’s a continuous process that goes on all the way through retirement.

    We analyze your current situation to help you remain on track to pursue all you’ve envisioned from retirement, identifying sources of income and expenses to create and adhere to a tax-efficient withdrawal strategy. We make the most of your assets and income streams by creating a steady and sustainable income strategy, consolidating accounts, if necessary, to effectively help recreate the predictable cash flow of a steady paycheck and help to ensure contributions to your philanthropic interests.

    Your needs and wants may change during this time. We reevaluate your plan so you can maintain a clear picture of the kind of lifestyle you desire, reassessing your short- and long-term goals, plus your risk tolerance in retirement. We also make sure you have the proper up-to-date documentation to help ensure your legacy is preserved and wishes are respected.

    As your life changes, so will your plan. We will review your plan and make adjustments, as needed, along the way.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.

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When markets are down, what should you do about RMDs?

Keep these strategies and considerations in mind.

Retirement & Longevity
Navigating Medicare [INFOGRAPHIC]

Navigating Medicare [INFOGRAPHIC]

Review this roadmap to help you navigate through the Medicare enrollment process.

Retirement & Longevity
Making the most of Medicare's open enrollment period

Making the most of Medicare's open enrollment period

Open enrollment extends from Oct. 15 to Dec. 7. Ask yourself a few questions to make sure you're getting the most from Medicare.

Retirement & Longevity
Could you thrive in a niche retirement community?

Could you thrive in a niche retirement community?

Things to consider – and learn – before joining a community with like-minded retirees.

Retirement & Longevity
Is it time for a change of plan?

Is it time for a change of plan?

Medicare open enrollment provides the opportunity to pair coverage with life’s changes.

Retirement & Longevity
Are you and your partner on the same retirement page?

Are you and your partner on the same retirement page?

Many couples don’t agree on when, where or how they’re going to spend their golden years.

Retirement & Longevity
First Community Credit Union
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  • 281.856.5644
First Community Wealth AdvisorsFirst Community Wealth Advisors
  • Alief 3200 South Dairy Ashford Houston, TX 77082
  • Map & Directions
  • Map & Directions
  • Champions 10300 Louetta, Suite 100 Houston, TX 77070
  • Map & Directions
  • Map & Directions
  • Cinco Ranch 23120 Cinco Ranch Boulevard Katy, TX 77494
  • Map & Directions
  • Map & Directions
  • Copperfield 15260 FM 529 Houston, TX 77095
  • Morton Ranch 2811 West Grand Parkway North, Suite 110 Katy, TX 77449
  • Map & Directions
  • Map & Directions
  • Spring Branch 9100 Westview Houston, TX 77055
  • Map & Directions
  • Map & Directions
  • 99N 7210 North Grand Parkway, Suite A Spring, TX 77373
  • Map & Directions
  • Map & Directions
  • Sugar Land 3400 Highway 6 South Sugar Land, TX 77478
  • Map & Directions
  • Map & Directions
  • Tomball 28850 Tomball Parkway Tomball, TX 77375
  • Map & Directions
  • Map & Directions

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. First Community Credit Union and First Community Wealth Advisors are not registered broker/dealers and are independent of Raymond James Financial Services. Investment products are: not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal.

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