It’s time to take a new approach to teaching money management.

Like reading, financial literacy is an essential skill. Unfortunately, it’s not typically taught in school. It’s up to parents to pass on their financial knowledge to ensure the next generation is capable of taking care of the wealth they’ve built and has an understanding of how to create their own.

The good news is it’s never too early to share financial wisdom, to teach your children the value of money and how to care for their financial legacy. In fact, the sooner you start the better. When they’re on their own, you’ll have the comfort of knowing they understand and appreciate the power of financial planning and the role money plays in their lives.

Talking about and modeling good fiscal habits doesn’t have to be boring or tough. But it does have to be relatable. We can help you keep the conversation alive with tools to help inspire your child to follow their dreams and create a roadmap to financial independence. Show your child how, when they control their money and their life, they can do great things.

Learn more LIFEGOALS by exploring our interactive kids site »

Explore the tabs below to see what resources you have available at your fingertips.

  • Share your financial journey

    Did you know that you are the most influential financial teacher your child will have? Regardless of age, there are daily actions your child will observe that assist with learning – and most go to their parents first for financial advice.

    That’s why it’s so critical to be aware of the everyday conversations and bigger planning discussions about money that turn into teachable moments. The best time for financial learning is when your child has to make a financial decision, no matter how small. By talking to your child about how good money management can help them achieve their goals and dreams – through your personal experiences – you can encourage goal setting, an understanding of the difference between needs and wants, the importance of values and good decision making.

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    Raymond James is not affiliated with The Zela Wela Kids.

  • Create building blocks for money management

    Adults ages 18 to 25 are the fastest growing segment of our population to file for bankruptcy. While money alone isn’t enough to make life meaningful, it can help determine quality of life and how easily objectives can be achieved. Understanding how saving, spending and investing intertwine puts everyone in a better position to work toward short- and long-term goals.

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    Raymond James is not affiliated with PBS, WEDU, or CastleWorks, Inc.

  • Help your child uncover and plan for life goals

    We hope you’re as inspired as we are to engage your child in planning for their future. By exploring our youth-focused website together with your child, you can help them learn to follow their dreams, determine their biggest life goals and make financial progress toward them.

    Interactive tools can help create your child’s unique road map to financial independence, with topics including:

    • Find their passion – Help your child turn their dreams into reality
    • Make a plan – Create a game plan for saving and spending that fits their wants and needs
    • Get the facts – See how saving grows over time and why living below your means matters
    • Crush the myths – Boost their knowledge about key money management topics

    Learn more LIFEGOALS by exploring our interactive kids site »

  • Discover resources for lifelong learning

    As you help teach the financial skills needed to prepare your child to live independently, it may seem like there are many financial concepts to tackle. You might even feel like you don’t have all the info you need to broach certain topics.

    That’s why we’ve pulled together some foundational materials to get you started. And, of course, we’re available to discuss any intergenerational financial planning concerns unique to your family for more personalized guidance toward your – and your family’s – goals.

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    Raymond James is not affiliated with the companies who have provided content for these resources.