Helping Public Sector Employees plan for the future

You put in years of hard work and personal contribution, and are now ready to enjoy the rewards of your retirement plan. Who will help me navigate all the documents I have to submit? Which option is best for me and/or my spouse/partner? Do I fully understand all of my pension options?  Am I missing something? Am I getting expert, objective advice as to which option is best for me and my family? How much monthly income will I receive? Is it enough? What are the death benefits?

We know you have a lot of decisions to make about your retirement funds, making it important to look at all your options before making any decision that can dramatically affect your future retirement. That’s why we provide independent, objective advice, rather than just cookie-cutter or off-the-shelf solutions.

Your funds may very well be your biggest asset in retirement. Fortunately, we understand this and can help you carefully make the decisions that are right for you. We have extensive experience in helping federal, city, and Florida state and county employees, just like you, choose the right course of action.

In addition to working with federal and city employees, we have a specialization in working with state and county employees for many years. We have given presentations in numerous state and county offices throughout Florida, and have met with countless individuals in private one-to-one meetings. We also make it a point to stay on top of legislative changes. As a result, we’re ready to provide you with objective, up-to-date advice and help you make the best choice for you and your family.

From staying in the traditional pension plan, electing to go into the Deferred Retirement Option Program (DROP), or transferring to the Investment Plan, we can work with you to analyze your situation, look at your options, and then move forward to create a personalized plan that’s unique to you and your family.

We will also focus on helping you develop sustainable streams of income in retirement in a tax-efficient manner. We can advise you on a variety of benefits while you’re still employed, as well as in retirement. We understand the variety of 403(b) and 457 plans offered, and can advise on savings and investment strategies while still employed.

While many of our clients work in a wide variety of state and county offices, we also work with federal, city and other employees in the public sector. We have worked with hundreds of state and county employees, including but not limited to the following:

  • Police Department
  • Fire Department
  • Public Schools and Universities
  • Hospital Systems
  • Public Works
  • Judges, State Attorneys, Public Defenders and other court system employees
  • Department of Children and Families

Find out more by scheduling a complimentary consultation with our team.

*FRS does not endorse or sponsor Raymond James advisors. Raymond James is not affiliated with the Florida Retirement System (FRS). While the Steckler Wealth Management Group is not the advisor for the FRS retirement plan, we do have experience in helping some employees understand their specific choices, and helping make those that may be in their best interest.

Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.