Our podcast discussions will focus on helping people navigate complex financial issues and simplify their lives with insightful and plainspoken financial guidance.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Talent Financial Services is not a broker/dealer. Content represents the opinions of the speaker and not necessarily those of Raymond James. Important Disclosure Information: http://raymondjames.com/smicd.htm
The rating is not intended to be an endorsement, or any way indicative of the advisors abilities to provide investment advice or management. This podcast is intended for informational purposes only.
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Description: In this episode, Russell Riggan unpacks the powerful strategy of Qualified Charitable Distributions (QCDs); a tax-efficient way to support the causes you care about. Russell explains how individuals age 70½ and older can give directly from their IRAs to qualified charities, reduce taxable income, and even meet their Required Minimum Distributions (RMDs) in the process.
Whether you’re planning ahead for retirement or already taking RMDs, this conversation sheds light on how QCDs can make a meaningful difference, for both your financial plan and your community.
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In this episode, we sit down with Russell Riggan to demystify one of the most confusing parts of getting paid, your paystub. Russell walks us through each type of withholding, from federal and state taxes to Social Security, Medicare, and retirement contributions, explaining exactly where your money goes and why it matters. Whether you’re new to the workforce or just want to better understand your paycheck, this conversation will help you make sense of every line on your paystub and feel more confident about your finances.
In this episode, we sit down with Russell Riggan to unpack two powerful yet often misunderstood tax-deferred strategies, the 1031 Exchange and the 1035 Exchange. Whether you’re a real estate investor looking to reinvest without triggering capital gains, or a policyholder considering upgrading your insurance or annuity contract, this conversation breaks it all down in plain language.
Russell shares how both exchanges work, their unique rules and timelines, and the key differences every investor and financial planner should know. From using a Qualified Intermediary in real estate to navigating direct carrier transfers for annuities, this episode provides actionable insights for smarter, tax-efficient investing.
In this episode, Russell Riggan dives deep into the unseen world that keeps our digital lives running: data centers. From powering cloud storage and online transactions to driving AI and global connectivity, data centers are the silent engines of the modern era. Russell unpacks their essential purposes, data storage, computation, application hosting, and cloud scalability, while shedding light on the environmental impact that comes with their enormous energy and water demands.
