Business & Non-Profits

Qualified Retirement Plans

Frequently Asked Questions

Driven by a commitment to full disclosure, service, and independence, we put our considerable skill and experience to work to help plan sponsors create competitive, efficient retirement plans for their employees. We'll help you:

  • Choose an appropriate vendor that fits your business' profile
    • Match the needs of your workforce against the strengths, weaknesses, services, and costs of each provider to determine an appropriate solution for your company
    • Provide the knowledge and experience necessary to advise you through the selection and management of the myriad of investment options available
  • Understand your choices and your responsibilities
    • Keep everyone informed so that you and your employees can make the right decisions for future success
    • Keep you apprised of law changes so that you can be ERISA compliant

Because we are independent and fee-based, we can service an existing plan or complete a comprehensive search for your best solution. We are your partner from the initial proposal request through implementation and monitoring.

We work with all types of investment-related corporate benefit plans:

  • 401(k), 403(b) and 457(b)
  • Profit sharing
  • Money purchase
  • Defined benefit
  • Nonqualified deferred compensation
  • Cash Balance Plans

It is our passion to provide your employees with the programs, tools, knowledge, and motivation to contribute wisely and confidently to the company's retirement plan.

We help plan sponsors fulfill their fiduciary duties by guiding the:

  • Selection and monitoring of plan investments
  • Selection and monitoring of plan record keepers and other vendors
  • Regular updates on industry trends and best practices

Plan sponsors work with us because we:

  • Possess the professional knowledge to assist in the design, select, and administer benefit plans
  • Provide and require full fee disclosures by all entities involved with the plan
  • Maintain complete independence from any investment company or plan vendor
  • Fully understand our role as a premier service provider to our clients

It is our goal to provide exactly the services our corporate clients desire and customize our fee for those services on a case-by-case basis. We are interested in forming long-term relationships with our clients so we can become their trusted financial partners. Some of the services we can assist with include:

  • Managing the entire Request for Proposal (RFP) process for a new recordkeeping vendor or investment option
  • Vendor negotiations and troubleshooting
  • Plan design consultation
  • Reasonable cost analysis
  • Investment selection, ongoing monitoring, and recommendations
  • Updates on regulatory and industry changes
  • Investment and Communication Policy design
  • Development, implementation, and monitoring of an effective communication strategy
  • Enrollment and educational meetings in both English and Spanish
  • On-demand participant phone consultations via dedicated toll-free number
  • Portfolio (lifestyle) model development and ongoing monitoring
  • Group investment guidance
  • One-on-one participant investment advice

While this website will give you a brief introduction, there are many services we can provide for you. We strongly encourage you to contact us and give us an opportunity to help you make better financial decisions.