Our Process
We employ a highly organized process for becoming a client, establishing our relationship and serving you for the long term. It gives us an orderly way to identify relevant strategies for moving forward and fully addressing your needs.
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Foundational meeting
Discuss values, goals and current situation
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Financial strategy action plan and statement
Specific written goals and objectives with performance benchmarks
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Planning meeting
Present detailed breakdown of current and proposed plan, including fees and benchmarks
We believe in constructing disciplined portfolios designed to minimize costs, tax liability and volatility, while providing the opportunity to outperform your benchmark. To accomplish this, we may use the following if appropriate for you:
- Individual stocks
- Individual bonds
- Options strategies
- Exchange traded funds (ETFs)
- Mutual funds (both index and actively managed)
- Annuities (both fixed and variable)
- Alternative investments (unit trusts, managed futures and REITs)
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Commitment meeting
Both parties agree to move forward. Begin account transfer process.
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Organizational meeting
Organize paperwork, website login
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Progress checks
Updates on performance and progress toward goals
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Comprehensive review
Analyze additional financial needs, including insurance, tax planning, estate planning and charitable giving
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, 
