Raymond James Bank Deposit Program

Through the Raymond James Bank Deposit Program (RJBDP), uninvested cash in your brokerage account is deposited into interest-bearing deposit accounts at multiple banks, as described in the "Bank Priority Lists" section below.

Clients with accounts that are eligible for RJBDP can receive combined FDIC insurance of up to $3 million ($6 million for joint accounts). Combined FDIC insurance coverage is subject to program banks’ available capacity with Raymond James.

Once $3 million (or $6 million for joint accounts) has been deposited at the banks, or once the banks reach their RJBDP deposit threshold, excess funds are directed to one or more designated “excess” banks without limit and without regard to maximum-available FDIC coverage.

Clients with eligible accounts have the option to elect the combination program, RJBDP with the Client Interest Program (CIP), whereby cash balances that are not deposited into RJBDP will be directed to CIP.

CIP is a short-term alternative for cash awaiting investment. CIP balances are eligible for SIPC coverage up to $500,000 (including $250,000 for claims of cash) and excess SIPC coverage (aggregate firm limit of $750 million, including a sub-limit of $1.9 million per customer for cash above basic SIPC).

Managed IRAs and ERISA accounts are not eligible for the multibank sweep program. Managed IRA and ERISA accounts can elect RJBDP – RJ Bank Only, whereby uninvested cash will sweep to Raymond James Bank for FDIC insurance coverage up to $250,000. Sweep deposits through RJBDP – RJ Bank Only will bear a reasonable rate of interest.

Interest rates will remain the same between RJBDP, CIP and RJBDP with CIP.

Bank priority lists

Recent and upcoming changes to the bank priority lists:

Bank	Change	Effective Date
The Bank of New York Mellon	Bank to be added	Coming Soon
Bank of Hope	Bank to be removed	December 15, 2021
PNC Bank (merged with BBVA)	Bank merger	October 12, 2021
Simmons Bank (merged with Landmark Community Bank)	Bank merger	October 8, 2021
Wells Fargo Bank, N.A.	Bank removed	September 21, 2021
The Bryn Mawr Trust Company	Bank removed	September 8, 2021
Raymond James Bank (changed name from Raymond James Bank, N.A.)	Bank name change	June 11, 2021
Manufacturers and Traders Trust Company	Bank removed	June 11, 2021
BankUnited	Bank added	May 28, 2021
New York Community Bank	Bank removed	May 28, 2021
NexBank (changed name from NexBank, SSB)	Bank name change	May 18, 2021
FirstBank	Bank removed	April 21, 2021
Pinnacle Bank	Bank removed	April 1, 2021
Bank of Baroda	Bank added	December 14, 2020
Metro City Bank	Bank added	December 11, 2020
FirstBank (merged with Franklin Synergy Bank)	Bank merger	October 16, 2020

* As with all banks in RJBDP, any participating foreign-owned banks are fully FDIC-insured with U.S. branches and charters; they are governed and operate under the same laws and regulations as all U.S. banks. For privacy and security reasons, all deposits through RJBDP are made with U.S. branches through an omnibus account so your personal information is not shared with the participating banks.

Current priority lists by region are provided below.

Raymond James clients whose brokerage accounts are through an advisor at a bank within the Raymond James Financial Institutions Division have priority lists specific to those banks. Access those lists here.

(See “How the priority lists work” for information on how funds flow between banks.) The following banks are “excess banks,” as described in the “Bank Priority List” section of the disclosures:

Non-Qualified Lists: U.S. Bank N.A., Citibank, Raymond James Bank
Qualified Lists: U.S. Bank N.A., Citibank, Raymond James Bank
For Profit Lists: PNC Bank, Raymond James Bank, Citibank

Although you may decline to have funds deposited in any bank in the list, you must have a minimum of one excess bank selected for deposit. Contact your advisor if you wish to opt out of any program bank.

Effective October 12, 2021

Bank Priority Lists by State

Type Other if your account’s legal address of record is outside the United States.

Alaska: Non Qualified	Alaska: Qualified	Alaska: Business Accounts
Goldman Sachs Bank USA	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Citibank, N.A.
Raymond James Bank	U.S. Bank N.A.	Truist Bank
U.S. Bank N.A.	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
HSBC Bank USA, National Association	Citibank, N.A.	Bank of Baroda
Citibank, N.A.	Raymond James Bank	Texas Capital Bank NA
Bank Leumi USA	Bank Leumi USA	Bank of Hope
American Express National Bank	American Express National Bank	The Bank of East Asia Ltd.
Truist Bank	Bank of Baroda	HSBC Bank USA, National Association
Intrust Bank, National Association	Truist Bank	PNC Bank, N.A.
PNC Bank, N.A.	Intrust Bank, National Association	Metro City Bank
Simmons Bank	PNC Bank, N.A.	West Bank
Bank of Baroda	Simmons Bank	Intrust Bank, National Association
NexBank	Metro City Bank	Bank Leumi USA
Texas Capital Bank NA	NexBank	NexBank
Metro City Bank	Texas Capital Bank NA	First Mid Bank & Trust, NA
BankUnited, National Association	BankUnited, National Association	Simmons Bank
Bank of Hope	Bank of Hope	Cadence Bank, N.A.
Amarillo National Bank	Amarillo National Bank	Extraco Banks, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Umpqua Bank
West Bank	West Bank	Amarillo National Bank
Synchrony Bank	Synchrony Bank	BankUnited, National Association
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Extraco Banks, N.A.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Alabama: Non Qualified	Alabama: Qualified	Alabama: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Raymond James Bank	HSBC Bank USA, National Association	HSBC Bank USA, National Association
American Express National Bank	Citibank, N.A.	Citibank, N.A.
Bank of Baroda	Raymond James Bank	Intrust Bank, National Association
Metro City Bank	West Bank	JPMorgan Chase Bank, National Association
Truist Bank	American Express National Bank	BankUnited, National Association
Synchrony Bank	Bank of Baroda	Truist Bank
The Bank of East Asia Ltd.	Metro City Bank	Texas Capital Bank NA
HSBC Bank USA, National Association	The Bank of East Asia Ltd.	Bank of Hope
Citibank, N.A.	Cadence Bank, N.A.	West Bank
Cadence Bank, N.A.	Intrust Bank, National Association	NexBank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA	PNC Bank, N.A.
Intrust Bank, National Association	U.S. Bank N.A.	Cadence Bank, N.A.
U.S. Bank N.A.	Truist Bank	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank	Bank Leumi USA
Goldman Sachs Bank USA	Goldman Sachs Bank USA	Umpqua Bank
Bank of Hope	BankUnited, National Association	Bank of Baroda
PNC Bank, N.A.	Bank Leumi USA	Simmons Bank
BankUnited, National Association	Extraco Banks, N.A.	Amarillo National Bank
West Bank	Synchrony Bank	Metro City Bank
Texas Capital Bank NA	Bank of Hope	First Mid Bank & Trust, NA
Amarillo National Bank	PNC Bank, N.A.	Extraco Banks, N.A.
NexBank	Texas Capital Bank NA
Simmons Bank	Amarillo National Bank
Extraco Banks, N.A.	NexBank
Bank Leumi USA	Simmons Bank

Arkansas: Non_Qualified	Arkansas: Qualified	Arkansas: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
U.S. Bank N.A.	Raymond James Bank	Citibank, N.A.
Truist Bank	Tristate Capital Bank	Intrust Bank, National Association
American Express National Bank	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
Citibank, N.A.	BankUnited, National Association	BankUnited, National Association
Bank of Baroda	Citibank, N.A.	Truist Bank
Synchrony Bank	American Express National Bank	Texas Capital Bank NA
BankUnited, National Association	Bank Leumi USA	Bank of Hope
NexBank	Bank of Baroda	West Bank
Bank Leumi USA	Synchrony Bank	NexBank
HSBC Bank USA, National Association	Truist Bank	PNC Bank, N.A.
Bank of Hope	Intrust Bank, National Association	Cadence Bank, N.A.
Metro City Bank	Metro City Bank	The Bank of East Asia Ltd.
Intrust Bank, National Association	Bank of Hope	Bank Leumi USA
PNC Bank, N.A.	Simmons Bank	Umpqua Bank
Texas Capital Bank NA	NexBank	Bank of Baroda
Simmons Bank	PNC Bank, N.A.	Simmons Bank
Goldman Sachs Bank USA	The Bank of East Asia Ltd.	Amarillo National Bank
Amarillo National Bank	Amarillo National Bank	Metro City Bank
West Bank	Texas Capital Bank NA	First Mid Bank & Trust, NA
Cadence Bank, N.A.	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	West Bank
First Mid Bank & Trust, NA	Extraco Banks, N.A.
The Bank of East Asia Ltd.	First Mid Bank & Trust, NA
Umpqua Bank	Umpqua Bank

Arizona: Non Qualified	Arizona: Qualified	Arizona: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
U.S. Bank N.A.	HSBC Bank USA, National Association	HSBC Bank USA, National Association
HSBC Bank USA, National Association	Citibank, N.A.	Citibank, N.A.
Citibank, N.A.	BankUnited, National Association	Intrust Bank, National Association
BankUnited, National Association	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
JPMorgan Chase Bank, National Association	Bank Leumi USA	BankUnited, National Association
Intrust Bank, National Association	Tristate Capital Bank	Truist Bank
Truist Bank	American Express National Bank	Texas Capital Bank NA
Bank Leumi USA	Truist Bank	Bank of Hope
PNC Bank, N.A.	Bank of Baroda	West Bank
NexBank	Intrust Bank, National Association	NexBank
Goldman Sachs Bank USA	Texas Capital Bank NA	PNC Bank, N.A.
American Express National Bank	PNC Bank, N.A.	Cadence Bank, N.A.
Texas Capital Bank NA	Metro City Bank	The Bank of East Asia Ltd.
Synchrony Bank	NexBank	Bank Leumi USA
Cadence Bank, N.A.	Synchrony Bank	Umpqua Bank
Bank of Baroda	Goldman Sachs Bank USA	Bank of Baroda
Metro City Bank	The Bank of East Asia Ltd.	Simmons Bank
Bank of Hope	Bank of Hope	Amarillo National Bank
The Bank of East Asia Ltd.	West Bank	Metro City Bank
West Bank	Simmons Bank	First Mid Bank & Trust, NA
Simmons Bank	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Extraco Banks, N.A.
Amarillo National Bank	Amarillo National Bank
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

California: Non Qualified	California: Qualified	California: Business Accounts
Goldman Sachs Bank USA	Goldman Sachs Bank USA	Citibank, N.A.
Raymond James Bank	U.S. Bank N.A.	HSBC Bank USA, National Association
American Express National Bank	Amarillo National Bank	Raymond James Bank
Bank of Baroda	Citibank, N.A.	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Raymond James Bank	Bank of Baroda
Citibank, N.A.	Bank Leumi USA	PNC Bank, N.A.
JPMorgan Chase Bank, National Association	American Express National Bank	Bank of Hope
Bank Leumi USA	Bank of Baroda	Bank Leumi USA
BankUnited, National Association	TriState Capital Bank	Texas Capital Bank NA
Intrust Bank, National Association	Intrust Bank, National Association	Intrust Bank, National Association
Truist Bank	BankUnited, National Association	The Bank of East Asia Ltd.
Texas Capital Bank NA	Truist Bank	Metro City Bank
PNC Bank, N.A.	Metro City Bank	Truist Bank
Amarillo National Bank	Texas Capital Bank NA	West Bank
Simmons Bank	Simmons Bank	BankUnited, National Association
NexBank	Cadence Bank, N.A.	NexBank
Cadence Bank, N.A.	Umpqua Bank	Cadence Bank, N.A.
The Bank of East Asia Ltd.	PNC Bank, N.A.	First Mid Bank & Trust, NA
Synchrony Bank	Bank of Hope	Simmons Bank
Bank of Hope	NexBank	Umpqua Bank
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Amarillo National Bank
Metro City Bank	The Bank of East Asia Ltd.	Extraco Banks, N.A.
West Bank	West Bank
Extraco Banks, N.A.	Synchrony Bank
Umpqua Bank	Extraco Banks, N.A.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Colorado: Non Qualified	Colorado: Qualified	Colorado: Business Accounts
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	Raymond James Bank
Citibank, N.A.	Raymond James Bank	HSBC Bank USA, National Association
Raymond James Bank	Citibank, N.A.	Citibank, N.A.
Simmons Bank	Simmons Bank	Intrust Bank, National Association
BankUnited, National Association	PNC Bank, N.A.	JPMorgan Chase Bank, National Association
Truist Bank	Bank Leumi USA	BankUnited, National Association
West Bank	Truist Bank	Truist Bank
Bank Leumi USA	Extraco Banks, N.A.	Texas Capital Bank NA
U.S. Bank N.A.	West Bank	Bank of Hope
PNC Bank, N.A.	Intrust Bank, National Association	West Bank
American Express National Bank	Goldman Sachs Bank USA	NexBank
Cadence Bank, N.A.	American Express National Bank	PNC Bank, N.A.
Bank of Baroda	Bank of Baroda	Cadence Bank, N.A.
NexBank	Metro City Bank	The Bank of East Asia Ltd.
Bank of Hope	BankUnited, National Association	Bank Leumi USA
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Umpqua Bank
Metro City Bank	Bank of Hope	Bank of Baroda
Synchrony Bank	Cadence Bank, N.A.	Simmons Bank
Goldman Sachs Bank USA	Synchrony Bank	Amarillo National Bank
Intrust Bank, National Association	NexBank	Metro City Bank
Amarillo National Bank	Amarillo National Bank	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Extraco Banks, N.A.
Texas Capital Bank NA	Texas Capital Bank NA
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA
Extraco Banks, N.A.	TriState Capital Bank

Connecticut: Non Qualified	Connecticut: Qualified	Connecticut: Business Accounts
JPMorgan Chase Bank, National Association	Raymond James Bank	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Citibank, N.A.	Citibank, N.A.	Citibank, N.A.
U.S. Bank N.A.	U.S. Bank N.A.	Intrust Bank, National Association
American Express National Bank	American Express National Bank	JPMorgan Chase Bank, National Association
Bank of Baroda	Bank of Baroda	BankUnited, National Association
Texas Capital Bank NA	Metro City Bank	Truist Bank
West Bank	Texas Capital Bank NA	Texas Capital Bank NA
NexBank	HSBC Bank USA, National Association	Bank of Hope
Amarillo National Bank	Synchrony Bank	West Bank
PNC Bank, N.A.	West Bank	NexBank
Extraco Banks, N.A.	NexBank	PNC Bank, N.A.
Umpqua Bank	PNC Bank, N.A.	Cadence Bank, N.A.
Truist Bank	BankUnited, National Association	The Bank of East Asia Ltd.
Synchrony Bank	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Extraco Banks, N.A.	Umpqua Bank
First Mid Bank & Trust, NA	Umpqua Bank	Bank of Baroda
Goldman Sachs Bank USA	Intrust Bank, National Association	Simmons Bank
Metro City Bank	First Mid Bank & Trust, NA	Amarillo National Bank
Intrust Bank, National Association	Bank Leumi USA	Metro City Bank
Bank Leumi USA	The Bank of East Asia Ltd.	First Mid Bank & Trust, NA
Simmons Bank	Cadence Bank, N.A.	Extraco Banks, N.A.
BankUnited, National Association	Tristate Capital Bank
Bank of Hope	Truist Bank
The Bank of East Asia Ltd.	Bank of Hope
Cadence Bank, N.A.	Simmons Bank

Delaware: Non Qualified	Delaware: Qualified	Delaware: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
U.S. Bank N.A.	U.S. Bank N.A.	Citibank, N.A.
Synchrony Bank	Synchrony Bank	Intrust Bank, National Association
American Express National Bank	Citibank, N.A.	JPMorgan Chase Bank, National Association
Bank of Hope	BankUnited, National Association	BankUnited, National Association
BankUnited, National Association	HSBC Bank USA, National Association	Truist Bank
Bank of Baroda	Bank of Hope	Texas Capital Bank NA
Truist Bank	Truist Bank	Bank of Hope
Citibank, N.A.	NexBank	West Bank
NexBank	Simmons Bank	NexBank
Simmons Bank	Intrust Bank, National Association	PNC Bank, N.A.
Intrust Bank, National Association	Bank Leumi USA	Cadence Bank, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
HSBC Bank USA, National Association	PNC Bank, N.A.	Bank Leumi USA
Goldman Sachs Bank USA	Extraco Banks, N.A.	Umpqua Bank
Amarillo National Bank	American Express National Bank	Bank of Baroda
PNC Bank, N.A.	TriState Capital Bank	Simmons Bank
Metro City Bank	Amarillo National Bank	Amarillo National Bank
Texas Capital Bank NA	Bank of Baroda	Metro City Bank
Umpqua Bank	Metro City Bank	First Mid Bank & Trust, NA
West Bank	Texas Capital Bank NA	Extraco Banks, N.A.
First Mid Bank & Trust, NA	West Bank
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Umpqua Bank
Bank Leumi USA	First Mid Bank & Trust, NA

Florida: Non Qualified	Florida: Qualified	Florida: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Citibank, N.A.
Goldman Sachs Bank USA	Raymond James Bank	HSBC Bank USA, National Association
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	Raymond James Bank
U.S. Bank N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
American Express National Bank	Bank of Baroda	Bank of Baroda
Bank of Baroda	Truist Bank	PNC Bank, N.A.
Metro City Bank	Intrust Bank, National Association	Bank of Hope
Truist Bank	Tristate Capital Bank	Bank Leumi USA
Intrust Bank, National Association	Bank Leumi USA	Texas Capital Bank NA
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Intrust Bank, National Association
Citibank, N.A.	Synchrony Bank	The Bank of East Asia Ltd.
Bank Leumi USA	HSBC Bank USA, National Association	Metro City Bank
PNC Bank, N.A.	PNC Bank, N.A.	Truist Bank
First Mid Bank & Trust, NA	Citibank, N.A.	West Bank
HSBC Bank USA, National Association	Bank of Hope	BankUnited, National Association
Synchrony Bank	BankUnited, National Association	NexBank
BankUnited, National Association	Metro City Bank	Cadence Bank, N.A.
Umpqua Bank	Simmons Bank	First Mid Bank & Trust, NA
Cadence Bank, N.A.	NexBank	Simmons Bank
Texas Capital Bank NA	Amarillo National Bank	Umpqua Bank
Bank of Hope	Texas Capital Bank NA	Amarillo National Bank
NexBank	Cadence Bank, N.A.	Extraco Banks, N.A.
Simmons Bank	West Bank
Amarillo National Bank	Extraco Banks, N.A.
West Bank	First Mid Bank & Trust, NA
Extraco Banks, N.A.	Umpqua Bank

Georgia: Non Qualified	Georgia: Qualified	Georgia: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Citibank, N.A.
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
HSBC Bank USA, National Association	Raymond James Bank	Raymond James Bank
American Express National Bank	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
Bank of Baroda	Citibank, N.A.	Bank of Baroda
Metro City Bank	American Express National Bank	PNC Bank, N.A.
U.S. Bank N.A.	Bank of Baroda	Bank of Hope
Citibank, N.A.	Metro City Bank	Bank Leumi USA
Texas Capital Bank NA	Texas Capital Bank NA	Texas Capital Bank NA
PNC Bank, N.A.	PNC Bank, N.A.	Intrust Bank, National Association
Intrust Bank, National Association	Bank Leumi USA	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Intrust Bank, National Association	Metro City Bank
Synchrony Bank	BankUnited, National Association	Truist Bank
NexBank	Cadence Bank, N.A.	West Bank
West Bank	Synchrony Bank	BankUnited, National Association
Extraco Banks, N.A.	Tristate Capital Bank	NexBank
First Mid Bank & Trust, NA	West Bank	Cadence Bank, N.A.
Truist Bank	Extraco Banks, N.A.	First Mid Bank & Trust, NA
Umpqua Bank	First Mid Bank & Trust, NA	Simmons Bank
Goldman Sachs Bank USA	Umpqua Bank	Umpqua Bank
BankUnited, National Association	Truist Bank	Amarillo National Bank
Simmons Bank	NexBank	Extraco Banks, N.A.
The Bank of East Asia Ltd.	Simmons Bank
Amarillo National Bank	The Bank of East Asia Ltd.
Bank of Hope	Amarillo National Bank
Bank Leumi USA	Bank of Hope

Hawaii: Non Qualified	Hawaii: Qualified	Hawaii: Business Accounts
Goldman Sachs Bank USA	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Citibank, N.A.
Raymond James Bank	U.S. Bank N.A.	Truist Bank
U.S. Bank N.A.	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
HSBC Bank USA, National Association	Citibank, N.A.	Bank of Baroda
Citibank, N.A.	Raymond James Bank	Texas Capital Bank NA
Bank Leumi USA	Bank Leumi USA	Bank of Hope
American Express National Bank	American Express National Bank	The Bank of East Asia Ltd.
Truist Bank	Bank of Baroda	HSBC Bank USA, National Association
Intrust Bank, National Association	Truist Bank	PNC Bank, N.A.
PNC Bank, N.A.	Intrust Bank, National Association	Metro City Bank
Simmons Bank	PNC Bank, N.A.	West Bank
Bank of Baroda	Simmons Bank	Intrust Bank, National Association
NexBank	Metro City Bank	Bank Leumi USA
Texas Capital Bank NA	NexBank	NexBank
Metro City Bank	Texas Capital Bank NA	First Mid Bank & Trust, NA
BankUnited, National Association	BankUnited, National Association	Simmons Bank
Bank of Hope	Bank of Hope	Cadence Bank, N.A.
Amarillo National Bank	Amarillo National Bank	Extraco Banks, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Umpqua Bank
West Bank	West Bank	Amarillo National Bank
Synchrony Bank	Synchrony Bank	BankUnited, National Association
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Extraco Banks, N.A.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Iowa: Non Qualified	Iowa: Qualified	Iowa: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Idaho: Non Qualified	Idaho: Qualified	Idaho: Business Accounts
Synchrony Bank	U.S. Bank N.A.	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Synchrony Bank	Intrust Bank, National Association
U.S. Bank N.A.	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
HSBC Bank USA, National Association	Tristate Capital Bank	BankUnited, National Association
American Express National Bank	American Express National Bank	Truist Bank
Bank of Baroda	Bank of Baroda	Texas Capital Bank NA
Simmons Bank	Citibank, N.A.	Bank of Hope
Intrust Bank, National Association	Bank Leumi USA	West Bank
The Bank of East Asia Ltd.	Simmons Bank	NexBank
West Bank	Intrust Bank, National Association	PNC Bank, N.A.
Texas Capital Bank NA	The Bank of East Asia Ltd.	Cadence Bank, N.A.
Bank Leumi USA	Texas Capital Bank NA	The Bank of East Asia Ltd.
Truist Bank	West Bank	Bank Leumi USA
NexBank	NexBank	Umpqua Bank
Metro City Bank	BankUnited, National Association	Bank of Baroda
Bank of Hope	Bank of Hope	Simmons Bank
First Mid Bank & Trust, NA	Metro City Bank	Amarillo National Bank
Amarillo National Bank	PNC Bank, N.A.	Metro City Bank
PNC Bank, N.A.	Extraco Banks, N.A.	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Amarillo National Bank
BankUnited, National Association	Umpqua Bank
Cadence Bank, N.A.	First Mid Bank & Trust, NA
Umpqua Bank	Truist Bank

Illinois: Non Qualified	Illinois: Qualified	Illinois: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
PNC Bank, N.A.	Raymond James Bank	Citibank, N.A.
Texas Capital Bank NA	PNC Bank, N.A.	Intrust Bank, National Association
American Express National Bank	American Express National Bank	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Bank of Baroda	BankUnited, National Association
Truist Bank	Texas Capital Bank NA	Truist Bank
Citibank, N.A.	Intrust Bank, National Association	Texas Capital Bank NA
Synchrony Bank	Citibank, N.A.	Bank of Hope
Goldman Sachs Bank USA	Synchrony Bank	West Bank
Bank of Baroda	Truist Bank	NexBank
NexBank	Bank Leumi USA	PNC Bank, N.A.
Intrust Bank, National Association	Metro City Bank	Cadence Bank, N.A.
Bank Leumi USA	BankUnited, National Association	The Bank of East Asia Ltd.
Bank of Hope	NexBank	Bank Leumi USA
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Umpqua Bank
BankUnited, National Association	West Bank	Bank of Baroda
Metro City Bank	Bank of Hope	Simmons Bank
West Bank	The Bank of East Asia Ltd.	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Metro City Bank
Amarillo National Bank	Simmons Bank	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	Extraco Banks, N.A.	Extraco Banks, N.A.
First Mid Bank & Trust, NA	Amarillo National Bank
Umpqua Bank	Umpqua Bank
Simmons Bank	First Mid Bank & Trust, NA
Extraco Banks, N.A.	Tristate Capital Bank

Indiana: Non Qualified	Indiana: Qualified	Indiana: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
PNC Bank, N.A.	Raymond James Bank	Citibank, N.A.
Texas Capital Bank NA	PNC Bank, N.A.	Intrust Bank, National Association
American Express National Bank	American Express National Bank	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Bank of Baroda	BankUnited, National Association
Truist Bank	Texas Capital Bank NA	Truist Bank
Citibank, N.A.	Intrust Bank, National Association	Texas Capital Bank NA
Synchrony Bank	Citibank, N.A.	Bank of Hope
Goldman Sachs Bank USA	Synchrony Bank	West Bank
Bank of Baroda	Truist Bank	NexBank
NexBank	Bank Leumi USA	PNC Bank, N.A.
Intrust Bank, National Association	Metro City Bank	Cadence Bank, N.A.
Bank Leumi USA	BankUnited, National Association	The Bank of East Asia Ltd.
Bank of Hope	NexBank	Bank Leumi USA
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Umpqua Bank
BankUnited, National Association	West Bank	Bank of Baroda
Metro City Bank	Bank of Hope	Simmons Bank
West Bank	The Bank of East Asia Ltd.	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Metro City Bank
Amarillo National Bank	Simmons Bank	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	Extraco Banks, N.A.	Extraco Banks, N.A.
First Mid Bank & Trust, NA	Amarillo National Bank
Umpqua Bank	Umpqua Bank
Simmons Bank	First Mid Bank & Trust, NA
Extraco Banks, N.A.	Tristate Capital Bank

Kansas: Non Qualified	Kansas: Qualified	Kansas: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Kentucky: Non Qualified	Kentucky: Qualified	Kentucky: Business Accounts
JPMorgan Chase Bank, National Association	Synchrony Bank	Raymond James Bank
Raymond James Bank	Raymond James Bank	HSBC Bank USA, National Association
Citibank, N.A.	Citibank, N.A.	Citibank, N.A.
PNC Bank, N.A.	PNC Bank, N.A.	Intrust Bank, National Association
Synchrony Bank	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Goldman Sachs Bank USA	BankUnited, National Association
American Express National Bank	American Express National Bank	Truist Bank
Goldman Sachs Bank USA	Bank of Baroda	Texas Capital Bank NA
Bank of Baroda	Metro City Bank	Bank of Hope
Metro City Bank	Truist Bank	West Bank
Intrust Bank, National Association	Intrust Bank, National Association	NexBank
Truist Bank	Bank Leumi USA	PNC Bank, N.A.
The Bank of East Asia Ltd.	Texas Capital Bank NA	Cadence Bank, N.A.
Texas Capital Bank NA	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
West Bank	Bank of Hope	Bank Leumi USA
Bank Leumi USA	West Bank	Umpqua Bank
NexBank	BankUnited, National Association	Bank of Baroda
Bank of Hope	HSBC Bank USA, National Association	Simmons Bank
BankUnited, National Association	NexBank	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Metro City Bank
Extraco Banks, N.A.	Simmons Bank	First Mid Bank & Trust, NA
HSBC Bank USA, National Association	Extraco Banks, N.A.	Extraco Banks, N.A.
Simmons Bank	Amarillo National Bank
First Mid Bank & Trust, NA	Umpqua Bank
Amarillo National Bank	First Mid Bank & Trust, NA
Umpqua Bank	Tristate Capital Bank

Louisiana: Non Qualified	Louisiana: Qualified	Louisiana: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Raymond James Bank	U.S. Bank N.A.	HSBC Bank USA, National Association
U.S. Bank N.A.	Citibank, N.A.	Citibank, N.A.
Citibank, N.A.	Raymond James Bank	Intrust Bank, National Association
PNC Bank, N.A.	PNC Bank, N.A.	JPMorgan Chase Bank, National Association
American Express National Bank	Simmons Bank	BankUnited, National Association
Bank of Baroda	Synchrony Bank	Truist Bank
Metro City Bank	HSBC Bank USA, National Association	Texas Capital Bank NA
Simmons Bank	BankUnited, National Association	Bank of Hope
HSBC Bank USA, National Association	American Express National Bank	West Bank
NexBank	NexBank	NexBank
Bank Leumi USA	Bank of Hope	PNC Bank, N.A.
Bank of Hope	Bank Leumi USA	Cadence Bank, N.A.
Intrust Bank, National Association	Intrust Bank, National Association	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Bank of Baroda	Bank Leumi USA
Truist Bank	Cadence Bank, N.A.	Umpqua Bank
BankUnited, National Association	Metro City Bank	Bank of Baroda
Synchrony Bank	Amarillo National Bank	Simmons Bank
Amarillo National Bank	West Bank	Amarillo National Bank
Umpqua Bank	The Bank of East Asia Ltd.	Metro City Bank
West Bank	Extraco Banks, N.A.	First Mid Bank & Trust, NA
First Mid Bank & Trust, NA	Texas Capital Bank NA	Extraco Banks, N.A.
Goldman Sachs Bank USA	Umpqua Bank
Extraco Banks, N.A.	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	Truist Bank
Texas Capital Bank NA	Goldman Sachs Bank USA

Massachusetts: Non Qualified	Massachusetts: Qualified	Massachusetts: Business Accounts
JPMorgan Chase Bank, National Association	Raymond James Bank	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Citibank, N.A.	Citibank, N.A.	Citibank, N.A.
U.S. Bank N.A.	U.S. Bank N.A.	Intrust Bank, National Association
American Express National Bank	American Express National Bank	JPMorgan Chase Bank, National Association
Bank of Baroda	Bank of Baroda	BankUnited, National Association
Texas Capital Bank NA	Metro City Bank	Truist Bank
West Bank	Texas Capital Bank NA	Texas Capital Bank NA
NexBank	HSBC Bank USA, National Association	Bank of Hope
Amarillo National Bank	Synchrony Bank	West Bank
PNC Bank, N.A.	West Bank	NexBank
Extraco Banks, N.A.	NexBank	PNC Bank, N.A.
Umpqua Bank	PNC Bank, N.A.	Cadence Bank, N.A.
Truist Bank	BankUnited, National Association	The Bank of East Asia Ltd.
Synchrony Bank	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Extraco Banks, N.A.	Umpqua Bank
First Mid Bank & Trust, NA	Umpqua Bank	Bank of Baroda
Goldman Sachs Bank USA	Intrust Bank, National Association	Simmons Bank
Metro City Bank	First Mid Bank & Trust, NA	Amarillo National Bank
Intrust Bank, National Association	Bank Leumi USA	Metro City Bank
Bank Leumi USA	The Bank of East Asia Ltd.	First Mid Bank & Trust, NA
Simmons Bank	Cadence Bank, N.A.	Extraco Banks, N.A.
BankUnited, National Association	Tristate Capital Bank
Bank of Hope	Truist Bank
The Bank of East Asia Ltd.	Bank of Hope
Cadence Bank, N.A.	Simmons Bank

Maryland: Non Qualified	Maryland: Qualified	Maryland: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
U.S. Bank N.A.	U.S. Bank N.A.	Citibank, N.A.
Synchrony Bank	Synchrony Bank	Intrust Bank, National Association
American Express National Bank	Citibank, N.A.	JPMorgan Chase Bank, National Association
Bank of Hope	BankUnited, National Association	BankUnited, National Association
BankUnited, National Association	HSBC Bank USA, National Association	Truist Bank
Bank of Baroda	Bank of Hope	Texas Capital Bank NA
Truist Bank	Truist Bank	Bank of Hope
Citibank, N.A.	NexBank	West Bank
NexBank	Simmons Bank	NexBank
Simmons Bank	Intrust Bank, National Association	PNC Bank, N.A.
Intrust Bank, National Association	Bank Leumi USA	Cadence Bank, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
HSBC Bank USA, National Association	PNC Bank, N.A.	Bank Leumi USA
Goldman Sachs Bank USA	Extraco Banks, N.A.	Umpqua Bank
Amarillo National Bank	American Express National Bank	Bank of Baroda
PNC Bank, N.A.	TriState Capital Bank	Simmons Bank
Metro City Bank	Amarillo National Bank	Amarillo National Bank
Texas Capital Bank NA	Bank of Baroda	Metro City Bank
Umpqua Bank	Metro City Bank	First Mid Bank & Trust, NA
West Bank	Texas Capital Bank NA	Extraco Banks, N.A.
First Mid Bank & Trust, NA	West Bank
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Umpqua Bank
Bank Leumi USA	First Mid Bank & Trust, NA

Maine: Non Qualified	Maine: Qualified	Maine: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Goldman Sachs Bank USA	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Citibank, N.A.	Intrust Bank, National Association
HSBC Bank USA, National Association	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
American Express National Bank	American Express National Bank	BankUnited, National Association
Bank of Baroda	NexBank	Truist Bank
Metro City Bank	Umpqua Bank	Texas Capital Bank NA
NexBank	Bank of Baroda	Bank of Hope
Umpqua Bank	Metro City Bank	West Bank
Intrust Bank, National Association	Intrust Bank, National Association	NexBank
BankUnited, National Association	BankUnited, National Association	PNC Bank, N.A.
Cadence Bank, N.A.	Cadence Bank, N.A.	Cadence Bank, N.A.
Simmons Bank	Simmons Bank	The Bank of East Asia Ltd.
Extraco Banks, N.A.	Extraco Banks, N.A.	Bank Leumi USA
PNC Bank, N.A.	PNC Bank, N.A.	Umpqua Bank
Amarillo National Bank	Amarillo National Bank	Bank of Baroda
Truist Bank	Truist Bank	Simmons Bank
Bank Leumi USA	Bank Leumi USA	Amarillo National Bank
Texas Capital Bank NA	Texas Capital Bank NA	Metro City Bank
Synchrony Bank	Synchrony Bank	First Mid Bank & Trust, NA
Bank of Hope	Bank of Hope	Extraco Banks, N.A.
West Bank	West Bank
U.S. Bank N.A.	U.S. Bank N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Michigan: Non Qualified	Michigan: Qualified	Michigan: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
PNC Bank, N.A.	Raymond James Bank	Citibank, N.A.
Texas Capital Bank NA	PNC Bank, N.A.	Intrust Bank, National Association
American Express National Bank	American Express National Bank	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Bank of Baroda	BankUnited, National Association
Truist Bank	Texas Capital Bank NA	Truist Bank
Citibank, N.A.	Intrust Bank, National Association	Texas Capital Bank NA
Synchrony Bank	Citibank, N.A.	Bank of Hope
Goldman Sachs Bank USA	Synchrony Bank	West Bank
Bank of Baroda	Truist Bank	NexBank
NexBank	Bank Leumi USA	PNC Bank, N.A.
Intrust Bank, National Association	Metro City Bank	Cadence Bank, N.A.
Bank Leumi USA	BankUnited, National Association	The Bank of East Asia Ltd.
Bank of Hope	NexBank	Bank Leumi USA
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Umpqua Bank
BankUnited, National Association	West Bank	Bank of Baroda
Metro City Bank	Bank of Hope	Simmons Bank
West Bank	The Bank of East Asia Ltd.	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Metro City Bank
Amarillo National Bank	Simmons Bank	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	Extraco Banks, N.A.	Extraco Banks, N.A.
First Mid Bank & Trust, NA	Amarillo National Bank
Umpqua Bank	Umpqua Bank
Simmons Bank	First Mid Bank & Trust, NA
Extraco Banks, N.A.	Tristate Capital Bank

Minnesota: Non Qualified	Minnesota: Qualified	Minnesota: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Missouri: Non Qualified	Missouri: Qualified	Missouri: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Mississippi: Non Qualified	Mississippi: Qualified	Mississippi: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Raymond James Bank	U.S. Bank N.A.	HSBC Bank USA, National Association
U.S. Bank N.A.	Citibank, N.A.	Citibank, N.A.
Citibank, N.A.	Raymond James Bank	Intrust Bank, National Association
PNC Bank, N.A.	PNC Bank, N.A.	JPMorgan Chase Bank, National Association
American Express National Bank	Simmons Bank	BankUnited, National Association
Bank of Baroda	Synchrony Bank	Truist Bank
Metro City Bank	HSBC Bank USA, National Association	Texas Capital Bank NA
Simmons Bank	BankUnited, National Association	Bank of Hope
HSBC Bank USA, National Association	American Express National Bank	West Bank
NexBank	NexBank	NexBank
Bank Leumi USA	Bank of Hope	PNC Bank, N.A.
Bank of Hope	Bank Leumi USA	Cadence Bank, N.A.
Intrust Bank, National Association	Intrust Bank, National Association	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Bank of Baroda	Bank Leumi USA
Truist Bank	Cadence Bank, N.A.	Umpqua Bank
BankUnited, National Association	Metro City Bank	Bank of Baroda
Synchrony Bank	Amarillo National Bank	Simmons Bank
Amarillo National Bank	West Bank	Amarillo National Bank
Umpqua Bank	The Bank of East Asia Ltd.	Metro City Bank
West Bank	Extraco Banks, N.A.	First Mid Bank & Trust, NA
First Mid Bank & Trust, NA	Texas Capital Bank NA	Extraco Banks, N.A.
Goldman Sachs Bank USA	Umpqua Bank
Extraco Banks, N.A.	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	Truist Bank
Texas Capital Bank NA	Goldman Sachs Bank USA

Montana: Non Qualified	Montana: Qualified	Montana: Business Accounts
Synchrony Bank	U.S. Bank N.A.	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Synchrony Bank	Intrust Bank, National Association
U.S. Bank N.A.	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
HSBC Bank USA, National Association	Tristate Capital Bank	BankUnited, National Association
American Express National Bank	American Express National Bank	Truist Bank
Bank of Baroda	Bank of Baroda	Texas Capital Bank NA
Simmons Bank	Citibank, N.A.	Bank of Hope
Intrust Bank, National Association	Bank Leumi USA	West Bank
The Bank of East Asia Ltd.	Simmons Bank	NexBank
West Bank	Intrust Bank, National Association	PNC Bank, N.A.
Texas Capital Bank NA	The Bank of East Asia Ltd.	Cadence Bank, N.A.
Bank Leumi USA	Texas Capital Bank NA	The Bank of East Asia Ltd.
Truist Bank	West Bank	Bank Leumi USA
NexBank	NexBank	Umpqua Bank
Metro City Bank	BankUnited, National Association	Bank of Baroda
Bank of Hope	Bank of Hope	Simmons Bank
First Mid Bank & Trust, NA	Metro City Bank	Amarillo National Bank
Amarillo National Bank	PNC Bank, N.A.	Metro City Bank
PNC Bank, N.A.	Extraco Banks, N.A.	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Amarillo National Bank
BankUnited, National Association	Umpqua Bank
Cadence Bank, N.A.	First Mid Bank & Trust, NA
Umpqua Bank	Truist Bank

North Carolina: Non Qualified	North Carolina: Qualified	North Carolina: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
U.S. Bank N.A.	U.S. Bank N.A.	Citibank, N.A.
Synchrony Bank	Synchrony Bank	Intrust Bank, National Association
American Express National Bank	Citibank, N.A.	JPMorgan Chase Bank, National Association
Bank of Hope	BankUnited, National Association	BankUnited, National Association
BankUnited, National Association	HSBC Bank USA, National Association	Truist Bank
Bank of Baroda	Bank of Hope	Texas Capital Bank NA
Truist Bank	Truist Bank	Bank of Hope
Citibank, N.A.	NexBank	West Bank
NexBank	Simmons Bank	NexBank
Simmons Bank	Intrust Bank, National Association	PNC Bank, N.A.
Intrust Bank, National Association	Bank Leumi USA	Cadence Bank, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
HSBC Bank USA, National Association	PNC Bank, N.A.	Bank Leumi USA
Goldman Sachs Bank USA	Extraco Banks, N.A.	Umpqua Bank
Amarillo National Bank	American Express National Bank	Bank of Baroda
PNC Bank, N.A.	TriState Capital Bank	Simmons Bank
Metro City Bank	Amarillo National Bank	Amarillo National Bank
Texas Capital Bank NA	Bank of Baroda	Metro City Bank
Umpqua Bank	Metro City Bank	First Mid Bank & Trust, NA
West Bank	Texas Capital Bank NA	Extraco Banks, N.A.
First Mid Bank & Trust, NA	West Bank
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Umpqua Bank
Bank Leumi USA	First Mid Bank & Trust, NA

North Dakota: Non Qualified	North Dakota: Qualified	North Dakota: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Nebraska: Non Qualified	Nebraska: Qualified	Nebraska: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

New Hampshire: Non Qualified	New Hampshire: Qualified	New Hampshire: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Goldman Sachs Bank USA	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Citibank, N.A.	Intrust Bank, National Association
HSBC Bank USA, National Association	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
American Express National Bank	American Express National Bank	BankUnited, National Association
Bank of Baroda	NexBank	Truist Bank
Metro City Bank	Umpqua Bank	Texas Capital Bank NA
NexBank	Bank of Baroda	Bank of Hope
Umpqua Bank	Metro City Bank	West Bank
Intrust Bank, National Association	Intrust Bank, National Association	NexBank
BankUnited, National Association	BankUnited, National Association	PNC Bank, N.A.
Cadence Bank, N.A.	Cadence Bank, N.A.	Cadence Bank, N.A.
Simmons Bank	Simmons Bank	The Bank of East Asia Ltd.
Extraco Banks, N.A.	Extraco Banks, N.A.	Bank Leumi USA
PNC Bank, N.A.	PNC Bank, N.A.	Umpqua Bank
Amarillo National Bank	Amarillo National Bank	Bank of Baroda
Truist Bank	Truist Bank	Simmons Bank
Bank Leumi USA	Bank Leumi USA	Amarillo National Bank
Texas Capital Bank NA	Texas Capital Bank NA	Metro City Bank
Synchrony Bank	Synchrony Bank	First Mid Bank & Trust, NA
Bank of Hope	Bank of Hope	Extraco Banks, N.A.
West Bank	West Bank
U.S. Bank N.A.	U.S. Bank N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

New Jersey: Non Qualified	New Jersey: Qualified	New Jersey: Business Accounts
Raymond James Bank	Citibank, N.A.	Raymond James Bank
Citibank, N.A.	HSBC Bank USA, National Association	HSBC Bank USA, National Association
JPMorgan Chase Bank, National Association	Raymond James Bank	Citibank, N.A.
U.S. Bank N.A.	Bank of Hope	Intrust Bank, National Association
HSBC Bank USA, National Association	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
BankUnited, National Association	Synchrony Bank	BankUnited, National Association
Amarillo National Bank	Intrust Bank, National Association	Truist Bank
Intrust Bank, National Association	American Express National Bank	Texas Capital Bank NA
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Bank of Hope
Bank of Hope	Bank of Baroda	West Bank
Truist Bank	Tristate Capital Bank	NexBank
Synchrony Bank	Amarillo National Bank	PNC Bank, N.A.
NexBank	Bank Leumi USA	Cadence Bank, N.A.
Umpqua Bank	BankUnited, National Association	The Bank of East Asia Ltd.
American Express National Bank	Metro City Bank	Bank Leumi USA
Bank of Baroda	NexBank	Umpqua Bank
Simmons Bank	Goldman Sachs Bank USA	Bank of Baroda
Metro City Bank	Simmons Bank	Simmons Bank
Extraco Banks, N.A.	Umpqua Bank	Amarillo National Bank
Bank Leumi USA	PNC Bank, N.A.	Metro City Bank
PNC Bank, N.A.	Texas Capital Bank NA	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	Truist Bank	Extraco Banks, N.A.
Texas Capital Bank NA	Cadence Bank, N.A.
Cadence Bank, N.A.	Extraco Banks, N.A.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA
West Bank	West Bank

New Mexico: Non Qualified	New Mexico: Qualified	New Mexico: Business Accounts
Synchrony Bank	U.S. Bank N.A.	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Synchrony Bank	Intrust Bank, National Association
U.S. Bank N.A.	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
HSBC Bank USA, National Association	Tristate Capital Bank	BankUnited, National Association
American Express National Bank	American Express National Bank	Truist Bank
Bank of Baroda	Bank of Baroda	Texas Capital Bank NA
Simmons Bank	Citibank, N.A.	Bank of Hope
Intrust Bank, National Association	Bank Leumi USA	West Bank
The Bank of East Asia Ltd.	Simmons Bank	NexBank
West Bank	Intrust Bank, National Association	PNC Bank, N.A.
Texas Capital Bank NA	The Bank of East Asia Ltd.	Cadence Bank, N.A.
Bank Leumi USA	Texas Capital Bank NA	The Bank of East Asia Ltd.
Truist Bank	West Bank	Bank Leumi USA
NexBank	NexBank	Umpqua Bank
Metro City Bank	BankUnited, National Association	Bank of Baroda
Bank of Hope	Bank of Hope	Simmons Bank
First Mid Bank & Trust, NA	Metro City Bank	Amarillo National Bank
Amarillo National Bank	PNC Bank, N.A.	Metro City Bank
PNC Bank, N.A.	Extraco Banks, N.A.	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Amarillo National Bank
BankUnited, National Association	Umpqua Bank
Cadence Bank, N.A.	First Mid Bank & Trust, NA
Umpqua Bank	Truist Bank

Nevada: Non Qualified	Nevada: Qualified	Nevada: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
U.S. Bank N.A.	HSBC Bank USA, National Association	HSBC Bank USA, National Association
HSBC Bank USA, National Association	Citibank, N.A.	Citibank, N.A.
Citibank, N.A.	BankUnited, National Association	Intrust Bank, National Association
BankUnited, National Association	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
JPMorgan Chase Bank, National Association	Bank Leumi USA	BankUnited, National Association
Intrust Bank, National Association	Tristate Capital Bank	Truist Bank
Truist Bank	American Express National Bank	Texas Capital Bank NA
Bank Leumi USA	Truist Bank	Bank of Hope
PNC Bank, N.A.	Bank of Baroda	West Bank
NexBank	Intrust Bank, National Association	NexBank
Goldman Sachs Bank USA	Texas Capital Bank NA	PNC Bank, N.A.
American Express National Bank	PNC Bank, N.A.	Cadence Bank, N.A.
Texas Capital Bank NA	Metro City Bank	The Bank of East Asia Ltd.
Synchrony Bank	NexBank	Bank Leumi USA
Cadence Bank, N.A.	Synchrony Bank	Umpqua Bank
Bank of Baroda	Goldman Sachs Bank USA	Bank of Baroda
Metro City Bank	The Bank of East Asia Ltd.	Simmons Bank
Bank of Hope	Bank of Hope	Amarillo National Bank
The Bank of East Asia Ltd.	West Bank	Metro City Bank
West Bank	Simmons Bank	First Mid Bank & Trust, NA
Simmons Bank	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Extraco Banks, N.A.
Amarillo National Bank	Amarillo National Bank
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

New York: Non Qualified	New York: Qualified	New York: Business Accounts
Raymond James Bank	Citibank, N.A.	Raymond James Bank
Citibank, N.A.	HSBC Bank USA, National Association	HSBC Bank USA, National Association
JPMorgan Chase Bank, National Association	Raymond James Bank	Citibank, N.A.
U.S. Bank N.A.	Bank of Hope	Intrust Bank, National Association
HSBC Bank USA, National Association	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
BankUnited, National Association	Synchrony Bank	BankUnited, National Association
Amarillo National Bank	Intrust Bank, National Association	Truist Bank
Intrust Bank, National Association	American Express National Bank	Texas Capital Bank NA
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Bank of Hope
Bank of Hope	Bank of Baroda	West Bank
Truist Bank	Tristate Capital Bank	NexBank
Synchrony Bank	Amarillo National Bank	PNC Bank, N.A.
NexBank	Bank Leumi USA	Cadence Bank, N.A.
Umpqua Bank	BankUnited, National Association	The Bank of East Asia Ltd.
American Express National Bank	Metro City Bank	Bank Leumi USA
Bank of Baroda	NexBank	Umpqua Bank
Simmons Bank	Goldman Sachs Bank USA	Bank of Baroda
Metro City Bank	Simmons Bank	Simmons Bank
Extraco Banks, N.A.	Umpqua Bank	Amarillo National Bank
Bank Leumi USA	PNC Bank, N.A.	Metro City Bank
PNC Bank, N.A.	Texas Capital Bank NA	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	Truist Bank	Extraco Banks, N.A.
Texas Capital Bank NA	Cadence Bank, N.A.
Cadence Bank, N.A.	Extraco Banks, N.A.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA
West Bank	West Bank

Ohio: Non Qualified	Ohio: Qualified	Ohio: Business Accounts
American Express National Bank	American Express National Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Raymond James Bank	HSBC Bank USA, National Association
Raymond James Bank	Synchrony Bank	Citibank, N.A.
U.S. Bank N.A.	U.S. Bank N.A.	Intrust Bank, National Association
Citibank, N.A.	Texas Capital Bank NA	JPMorgan Chase Bank, National Association
Bank of Baroda	Goldman Sachs Bank USA	BankUnited, National Association
Texas Capital Bank NA	Metro City Bank	Truist Bank
Goldman Sachs Bank USA	Bank of Baroda	Texas Capital Bank NA
Metro City Bank	PNC Bank, N.A.	Bank of Hope
West Bank	Citibank, N.A.	West Bank
PNC Bank, N.A.	West Bank	NexBank
Bank of Hope	Truist Bank	PNC Bank, N.A.
The Bank of East Asia Ltd.	Bank of Hope	Cadence Bank, N.A.
Truist Bank	Extraco Banks, N.A.	The Bank of East Asia Ltd.
BankUnited, National Association	Intrust Bank, National Association	Bank Leumi USA
Extraco Banks, N.A.	Bank Leumi USA	Umpqua Bank
Bank Leumi USA	Tristate Capital Bank	Bank of Baroda
Intrust Bank, National Association	Umpqua Bank	Simmons Bank
Synchrony Bank	HSBC Bank USA, National Association	Amarillo National Bank
First Mid Bank & Trust, NA	BankUnited, National Association	Metro City Bank
Umpqua Bank	The Bank of East Asia Ltd.	First Mid Bank & Trust, NA
HSBC Bank USA, National Association	Amarillo National Bank	Extraco Banks, N.A.
Amarillo National Bank	First Mid Bank & Trust, NA
Cadence Bank, N.A.	Cadence Bank, N.A.
NexBank	NexBank
Simmons Bank	Simmons Bank

Oklahoma: Non Qualified	Oklahoma: Qualified	Oklahoma: Business Accounts
Synchrony Bank	U.S. Bank N.A.	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Synchrony Bank	Intrust Bank, National Association
U.S. Bank N.A.	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
HSBC Bank USA, National Association	Tristate Capital Bank	BankUnited, National Association
American Express National Bank	American Express National Bank	Truist Bank
Bank of Baroda	Bank of Baroda	Texas Capital Bank NA
Simmons Bank	Citibank, N.A.	Bank of Hope
Intrust Bank, National Association	Bank Leumi USA	West Bank
The Bank of East Asia Ltd.	Simmons Bank	NexBank
West Bank	Intrust Bank, National Association	PNC Bank, N.A.
Texas Capital Bank NA	The Bank of East Asia Ltd.	Cadence Bank, N.A.
Bank Leumi USA	Texas Capital Bank NA	The Bank of East Asia Ltd.
Truist Bank	West Bank	Bank Leumi USA
NexBank	NexBank	Umpqua Bank
Metro City Bank	BankUnited, National Association	Bank of Baroda
Bank of Hope	Bank of Hope	Simmons Bank
First Mid Bank & Trust, NA	Metro City Bank	Amarillo National Bank
Amarillo National Bank	PNC Bank, N.A.	Metro City Bank
PNC Bank, N.A.	Extraco Banks, N.A.	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Amarillo National Bank
BankUnited, National Association	Umpqua Bank
Cadence Bank, N.A.	First Mid Bank & Trust, NA
Umpqua Bank	Truist Bank

Oregon: Non Qualified	Oregon: Qualified	Oregon: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
U.S. Bank N.A.	HSBC Bank USA, National Association	HSBC Bank USA, National Association
HSBC Bank USA, National Association	Citibank, N.A.	Citibank, N.A.
Citibank, N.A.	BankUnited, National Association	Intrust Bank, National Association
BankUnited, National Association	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
JPMorgan Chase Bank, National Association	Bank Leumi USA	BankUnited, National Association
Intrust Bank, National Association	Tristate Capital Bank	Truist Bank
Truist Bank	American Express National Bank	Texas Capital Bank NA
Bank Leumi USA	Truist Bank	Bank of Hope
PNC Bank, N.A.	Bank of Baroda	West Bank
NexBank	Intrust Bank, National Association	NexBank
Goldman Sachs Bank USA	Texas Capital Bank NA	PNC Bank, N.A.
American Express National Bank	PNC Bank, N.A.	Cadence Bank, N.A.
Texas Capital Bank NA	Metro City Bank	The Bank of East Asia Ltd.
Synchrony Bank	NexBank	Bank Leumi USA
Cadence Bank, N.A.	Synchrony Bank	Umpqua Bank
Bank of Baroda	Goldman Sachs Bank USA	Bank of Baroda
Metro City Bank	The Bank of East Asia Ltd.	Simmons Bank
Bank of Hope	Bank of Hope	Amarillo National Bank
The Bank of East Asia Ltd.	West Bank	Metro City Bank
West Bank	Simmons Bank	First Mid Bank & Trust, NA
Simmons Bank	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Extraco Banks, N.A.
Amarillo National Bank	Amarillo National Bank
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Pennsylvania: Non Qualified	Pennsylvania: Qualified	Pennsylvania: Business Accounts
American Express National Bank	American Express National Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Raymond James Bank	HSBC Bank USA, National Association
Raymond James Bank	Synchrony Bank	Citibank, N.A.
U.S. Bank N.A.	U.S. Bank N.A.	Intrust Bank, National Association
Citibank, N.A.	Texas Capital Bank NA	JPMorgan Chase Bank, National Association
Bank of Baroda	Goldman Sachs Bank USA	BankUnited, National Association
Texas Capital Bank NA	Metro City Bank	Truist Bank
Goldman Sachs Bank USA	Bank of Baroda	Texas Capital Bank NA
Metro City Bank	PNC Bank, N.A.	Bank of Hope
West Bank	Citibank, N.A.	West Bank
PNC Bank, N.A.	West Bank	NexBank
Bank of Hope	Truist Bank	PNC Bank, N.A.
The Bank of East Asia Ltd.	Bank of Hope	Cadence Bank, N.A.
Truist Bank	Extraco Banks, N.A.	The Bank of East Asia Ltd.
BankUnited, National Association	Intrust Bank, National Association	Bank Leumi USA
Extraco Banks, N.A.	Bank Leumi USA	Umpqua Bank
Bank Leumi USA	Tristate Capital Bank	Bank of Baroda
Intrust Bank, National Association	Umpqua Bank	Simmons Bank
Synchrony Bank	HSBC Bank USA, National Association	Amarillo National Bank
First Mid Bank & Trust, NA	BankUnited, National Association	Metro City Bank
Umpqua Bank	The Bank of East Asia Ltd.	First Mid Bank & Trust, NA
HSBC Bank USA, National Association	Amarillo National Bank	Extraco Banks, N.A.
Amarillo National Bank	First Mid Bank & Trust, NA
Cadence Bank, N.A.	Cadence Bank, N.A.
NexBank	NexBank
Simmons Bank	Simmons Bank

Rhode Island: Non Qualified	Rhode Island: Qualified	Rhode Island: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Goldman Sachs Bank USA	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Citibank, N.A.	Intrust Bank, National Association
HSBC Bank USA, National Association	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
American Express National Bank	American Express National Bank	BankUnited, National Association
Bank of Baroda	NexBank	Truist Bank
Metro City Bank	Umpqua Bank	Texas Capital Bank NA
NexBank	Bank of Baroda	Bank of Hope
Umpqua Bank	Metro City Bank	West Bank
Intrust Bank, National Association	Intrust Bank, National Association	NexBank
BankUnited, National Association	BankUnited, National Association	PNC Bank, N.A.
Cadence Bank, N.A.	Cadence Bank, N.A.	Cadence Bank, N.A.
Simmons Bank	Simmons Bank	The Bank of East Asia Ltd.
Extraco Banks, N.A.	Extraco Banks, N.A.	Bank Leumi USA
PNC Bank, N.A.	PNC Bank, N.A.	Umpqua Bank
Amarillo National Bank	Amarillo National Bank	Bank of Baroda
Truist Bank	Truist Bank	Simmons Bank
Bank Leumi USA	Bank Leumi USA	Amarillo National Bank
Texas Capital Bank NA	Texas Capital Bank NA	Metro City Bank
Synchrony Bank	Synchrony Bank	First Mid Bank & Trust, NA
Bank of Hope	Bank of Hope	Extraco Banks, N.A.
West Bank	West Bank
U.S. Bank N.A.	U.S. Bank N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

South Carolina: Non Qualified	South Carolina: Qualified	South Carolina: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
U.S. Bank N.A.	U.S. Bank N.A.	Citibank, N.A.
Synchrony Bank	Synchrony Bank	Intrust Bank, National Association
American Express National Bank	Citibank, N.A.	JPMorgan Chase Bank, National Association
Bank of Hope	BankUnited, National Association	BankUnited, National Association
BankUnited, National Association	HSBC Bank USA, National Association	Truist Bank
Bank of Baroda	Bank of Hope	Texas Capital Bank NA
Truist Bank	Truist Bank	Bank of Hope
Citibank, N.A.	NexBank	West Bank
NexBank	Simmons Bank	NexBank
Simmons Bank	Intrust Bank, National Association	PNC Bank, N.A.
Intrust Bank, National Association	Bank Leumi USA	Cadence Bank, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
HSBC Bank USA, National Association	PNC Bank, N.A.	Bank Leumi USA
Goldman Sachs Bank USA	Extraco Banks, N.A.	Umpqua Bank
Amarillo National Bank	American Express National Bank	Bank of Baroda
PNC Bank, N.A.	TriState Capital Bank	Simmons Bank
Metro City Bank	Amarillo National Bank	Amarillo National Bank
Texas Capital Bank NA	Bank of Baroda	Metro City Bank
Umpqua Bank	Metro City Bank	First Mid Bank & Trust, NA
West Bank	Texas Capital Bank NA	Extraco Banks, N.A.
First Mid Bank & Trust, NA	West Bank
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Umpqua Bank
Bank Leumi USA	First Mid Bank & Trust, NA

South Dakota: Non Qualified	South Dakota: Qualified	South Dakota: Business Accounts
American Express National Bank	U.S. Bank N.A.	Raymond James Bank
Raymond James Bank	Goldman Sachs Bank USA	HSBC Bank USA, National Association
PNC Bank, N.A.	Citibank, N.A.	Citibank, N.A.
JPMorgan Chase Bank, National Association	Raymond James Bank	Intrust Bank, National Association
Citibank, N.A.	American Express National Bank	JPMorgan Chase Bank, National Association
Truist Bank	PNC Bank, N.A.	BankUnited, National Association
Synchrony Bank	Texas Capital Bank NA	Truist Bank
Bank of Baroda	Bank Leumi USA	Texas Capital Bank NA
Texas Capital Bank NA	Bank of Baroda	Bank of Hope
NexBank	Metro City Bank	West Bank
Bank Leumi USA	NexBank	NexBank
Intrust Bank, National Association	Synchrony Bank	PNC Bank, N.A.
Amarillo National Bank	HSBC Bank USA, National Association	Cadence Bank, N.A.
Bank of Hope	Truist Bank	The Bank of East Asia Ltd.
Cadence Bank, N.A.	Amarillo National Bank	Bank Leumi USA
HSBC Bank USA, National Association	Intrust Bank, National Association	Umpqua Bank
U.S. Bank N.A.	BankUnited, National Association	Bank of Baroda
BankUnited, National Association	Bank of Hope	Simmons Bank
Extraco Banks, N.A.	Cadence Bank, N.A.	Amarillo National Bank
Metro City Bank	Extraco Banks, N.A.	Metro City Bank
Goldman Sachs Bank USA	Tristate Capital Bank	First Mid Bank & Trust, NA
Simmons Bank	Simmons Bank	Extraco Banks, N.A.
West Bank	West Bank
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Tennessee: Non Qualified	Tennessee: Qualified	Tennessee: Business Accounts
JPMorgan Chase Bank, National Association	Synchrony Bank	Raymond James Bank
Raymond James Bank	Raymond James Bank	HSBC Bank USA, National Association
Citibank, N.A.	Citibank, N.A.	Citibank, N.A.
PNC Bank, N.A.	PNC Bank, N.A.	Intrust Bank, National Association
Synchrony Bank	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Goldman Sachs Bank USA	BankUnited, National Association
American Express National Bank	American Express National Bank	Truist Bank
Goldman Sachs Bank USA	Bank of Baroda	Texas Capital Bank NA
Bank of Baroda	Metro City Bank	Bank of Hope
Metro City Bank	Truist Bank	West Bank
Intrust Bank, National Association	Intrust Bank, National Association	NexBank
Truist Bank	Bank Leumi USA	PNC Bank, N.A.
The Bank of East Asia Ltd.	Texas Capital Bank NA	Cadence Bank, N.A.
Texas Capital Bank NA	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
West Bank	Bank of Hope	Bank Leumi USA
Bank Leumi USA	West Bank	Umpqua Bank
NexBank	BankUnited, National Association	Bank of Baroda
Bank of Hope	HSBC Bank USA, National Association	Simmons Bank
BankUnited, National Association	NexBank	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Metro City Bank
Extraco Banks, N.A.	Simmons Bank	First Mid Bank & Trust, NA
HSBC Bank USA, National Association	Extraco Banks, N.A.	Extraco Banks, N.A.
Simmons Bank	Amarillo National Bank
First Mid Bank & Trust, NA	Umpqua Bank
Amarillo National Bank	First Mid Bank & Trust, NA
Umpqua Bank	Tristate Capital Bank

Texas: Non Qualified	Texas: Qualified	Texas: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Citibank, N.A.
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
U.S. Bank N.A.	Raymond James Bank	Raymond James Bank
Truist Bank	Tristate Capital Bank	JPMorgan Chase Bank, National Association
American Express National Bank	HSBC Bank USA, National Association	Bank of Baroda
Citibank, N.A.	BankUnited, National Association	PNC Bank, N.A.
Bank of Baroda	Citibank, N.A.	Bank of Hope
Synchrony Bank	American Express National Bank	Bank Leumi USA
BankUnited, National Association	Bank Leumi USA	Texas Capital Bank NA
NexBank	Bank of Baroda	Intrust Bank, National Association
Bank Leumi USA	Synchrony Bank	The Bank of East Asia Ltd.
HSBC Bank USA, National Association	Truist Bank	Metro City Bank
Bank of Hope	Intrust Bank, National Association	Truist Bank
Metro City Bank	Metro City Bank	West Bank
Intrust Bank, National Association	Bank of Hope	BankUnited, National Association
PNC Bank, N.A.	Simmons Bank	NexBank
Texas Capital Bank NA	NexBank	Cadence Bank, N.A.
Simmons Bank	PNC Bank, N.A.	First Mid Bank & Trust, NA
Goldman Sachs Bank USA	The Bank of East Asia Ltd.	Simmons Bank
Amarillo National Bank	Amarillo National Bank	Umpqua Bank
West Bank	Texas Capital Bank NA	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	West Bank
First Mid Bank & Trust, NA	Extraco Banks, N.A.
The Bank of East Asia Ltd.	First Mid Bank & Trust, NA
Umpqua Bank	Umpqua Bank

Utah: Non Qualified	Utah: Qualified	Utah: Business Accounts
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	Raymond James Bank
Citibank, N.A.	Raymond James Bank	HSBC Bank USA, National Association
Raymond James Bank	Citibank, N.A.	Citibank, N.A.
Simmons Bank	Simmons Bank	Intrust Bank, National Association
BankUnited, National Association	PNC Bank, N.A.	JPMorgan Chase Bank, National Association
Truist Bank	Bank Leumi USA	BankUnited, National Association
West Bank	Truist Bank	Truist Bank
Bank Leumi USA	Extraco Banks, N.A.	Texas Capital Bank NA
U.S. Bank N.A.	West Bank	Bank of Hope
PNC Bank, N.A.	Intrust Bank, National Association	West Bank
American Express National Bank	Goldman Sachs Bank USA	NexBank
Cadence Bank, N.A.	American Express National Bank	PNC Bank, N.A.
Bank of Baroda	Bank of Baroda	Cadence Bank, N.A.
NexBank	Metro City Bank	The Bank of East Asia Ltd.
Bank of Hope	BankUnited, National Association	Bank Leumi USA
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Umpqua Bank
Metro City Bank	Bank of Hope	Bank of Baroda
Synchrony Bank	Cadence Bank, N.A.	Simmons Bank
Goldman Sachs Bank USA	Synchrony Bank	Amarillo National Bank
Intrust Bank, National Association	NexBank	Metro City Bank
Amarillo National Bank	Amarillo National Bank	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	Extraco Banks, N.A.
Texas Capital Bank NA	Texas Capital Bank NA
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA
Extraco Banks, N.A.	TriState Capital Bank

Virginia: Non Qualified	Virginia: Qualified	Virginia: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
JPMorgan Chase Bank, National Association	Goldman Sachs Bank USA	HSBC Bank USA, National Association
U.S. Bank N.A.	U.S. Bank N.A.	Citibank, N.A.
Synchrony Bank	Synchrony Bank	Intrust Bank, National Association
American Express National Bank	Citibank, N.A.	JPMorgan Chase Bank, National Association
Bank of Hope	BankUnited, National Association	BankUnited, National Association
BankUnited, National Association	HSBC Bank USA, National Association	Truist Bank
Bank of Baroda	Bank of Hope	Texas Capital Bank NA
Truist Bank	Truist Bank	Bank of Hope
Citibank, N.A.	NexBank	West Bank
NexBank	Simmons Bank	NexBank
Simmons Bank	Intrust Bank, National Association	PNC Bank, N.A.
Intrust Bank, National Association	Bank Leumi USA	Cadence Bank, N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
HSBC Bank USA, National Association	PNC Bank, N.A.	Bank Leumi USA
Goldman Sachs Bank USA	Extraco Banks, N.A.	Umpqua Bank
Amarillo National Bank	American Express National Bank	Bank of Baroda
PNC Bank, N.A.	TriState Capital Bank	Simmons Bank
Metro City Bank	Amarillo National Bank	Amarillo National Bank
Texas Capital Bank NA	Bank of Baroda	Metro City Bank
Umpqua Bank	Metro City Bank	First Mid Bank & Trust, NA
West Bank	Texas Capital Bank NA	Extraco Banks, N.A.
First Mid Bank & Trust, NA	West Bank
Cadence Bank, N.A.	Cadence Bank, N.A.
Extraco Banks, N.A.	Umpqua Bank
Bank Leumi USA	First Mid Bank & Trust, NA

Vermont: Non Qualified	Vermont: Qualified	Vermont: Business Accounts
JPMorgan Chase Bank, National Association	Tristate Capital Bank	Raymond James Bank
Goldman Sachs Bank USA	Goldman Sachs Bank USA	HSBC Bank USA, National Association
Raymond James Bank	Raymond James Bank	Citibank, N.A.
Citibank, N.A.	Citibank, N.A.	Intrust Bank, National Association
HSBC Bank USA, National Association	HSBC Bank USA, National Association	JPMorgan Chase Bank, National Association
American Express National Bank	American Express National Bank	BankUnited, National Association
Bank of Baroda	NexBank	Truist Bank
Metro City Bank	Umpqua Bank	Texas Capital Bank NA
NexBank	Bank of Baroda	Bank of Hope
Umpqua Bank	Metro City Bank	West Bank
Intrust Bank, National Association	Intrust Bank, National Association	NexBank
BankUnited, National Association	BankUnited, National Association	PNC Bank, N.A.
Cadence Bank, N.A.	Cadence Bank, N.A.	Cadence Bank, N.A.
Simmons Bank	Simmons Bank	The Bank of East Asia Ltd.
Extraco Banks, N.A.	Extraco Banks, N.A.	Bank Leumi USA
PNC Bank, N.A.	PNC Bank, N.A.	Umpqua Bank
Amarillo National Bank	Amarillo National Bank	Bank of Baroda
Truist Bank	Truist Bank	Simmons Bank
Bank Leumi USA	Bank Leumi USA	Amarillo National Bank
Texas Capital Bank NA	Texas Capital Bank NA	Metro City Bank
Synchrony Bank	Synchrony Bank	First Mid Bank & Trust, NA
Bank of Hope	Bank of Hope	Extraco Banks, N.A.
West Bank	West Bank
U.S. Bank N.A.	U.S. Bank N.A.
The Bank of East Asia Ltd.	The Bank of East Asia Ltd.
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Washington: Non Qualified	Washington: Qualified	Washington: Business Accounts
Raymond James Bank	Raymond James Bank	Raymond James Bank
U.S. Bank N.A.	HSBC Bank USA, National Association	HSBC Bank USA, National Association
HSBC Bank USA, National Association	Citibank, N.A.	Citibank, N.A.
Citibank, N.A.	BankUnited, National Association	Intrust Bank, National Association
BankUnited, National Association	U.S. Bank N.A.	JPMorgan Chase Bank, National Association
JPMorgan Chase Bank, National Association	Bank Leumi USA	BankUnited, National Association
Intrust Bank, National Association	Tristate Capital Bank	Truist Bank
Truist Bank	American Express National Bank	Texas Capital Bank NA
Bank Leumi USA	Truist Bank	Bank of Hope
PNC Bank, N.A.	Bank of Baroda	West Bank
NexBank	Intrust Bank, National Association	NexBank
Goldman Sachs Bank USA	Texas Capital Bank NA	PNC Bank, N.A.
American Express National Bank	PNC Bank, N.A.	Cadence Bank, N.A.
Texas Capital Bank NA	Metro City Bank	The Bank of East Asia Ltd.
Synchrony Bank	NexBank	Bank Leumi USA
Cadence Bank, N.A.	Synchrony Bank	Umpqua Bank
Bank of Baroda	Goldman Sachs Bank USA	Bank of Baroda
Metro City Bank	The Bank of East Asia Ltd.	Simmons Bank
Bank of Hope	Bank of Hope	Amarillo National Bank
The Bank of East Asia Ltd.	West Bank	Metro City Bank
West Bank	Simmons Bank	First Mid Bank & Trust, NA
Simmons Bank	Cadence Bank, N.A.	Extraco Banks, N.A.
Extraco Banks, N.A.	Extraco Banks, N.A.
Amarillo National Bank	Amarillo National Bank
Umpqua Bank	Umpqua Bank
First Mid Bank & Trust, NA	First Mid Bank & Trust, NA

Wisconsin: Non Qualified	Wisconsin: Qualified	Wisconsin: Business Accounts
Raymond James Bank	Goldman Sachs Bank USA	Raymond James Bank
JPMorgan Chase Bank, National Association	U.S. Bank N.A.	HSBC Bank USA, National Association
PNC Bank, N.A.	Raymond James Bank	Citibank, N.A.
Texas Capital Bank NA	PNC Bank, N.A.	Intrust Bank, National Association
American Express National Bank	American Express National Bank	JPMorgan Chase Bank, National Association
U.S. Bank N.A.	Bank of Baroda	BankUnited, National Association
Truist Bank	Texas Capital Bank NA	Truist Bank
Citibank, N.A.	Intrust Bank, National Association	Texas Capital Bank NA
Synchrony Bank	Citibank, N.A.	Bank of Hope
Goldman Sachs Bank USA	Synchrony Bank	West Bank
Bank of Baroda	Truist Bank	NexBank
NexBank	Bank Leumi USA	PNC Bank, N.A.
Intrust Bank, National Association	Metro City Bank	Cadence Bank, N.A.
Bank Leumi USA	BankUnited, National Association	The Bank of East Asia Ltd.
Bank of Hope	NexBank	Bank Leumi USA
HSBC Bank USA, National Association	HSBC Bank USA, National Association	Umpqua Bank
BankUnited, National Association	West Bank	Bank of Baroda
Metro City Bank	Bank of Hope	Simmons Bank
West Bank	The Bank of East Asia Ltd.	Amarillo National Bank
Cadence Bank, N.A.	Cadence Bank, N.A.	Metro City Bank
Amarillo National Bank	Simmons Bank	First Mid Bank & Trust, NA
The Bank of East Asia Ltd.	Extraco Banks, N.A.	Extraco Banks, N.A.
First Mid Bank & Trust, NA	Amarillo National Bank
Umpqua Bank	Umpqua Bank
Simmons Bank	First Mid Bank & Trust, NA
Extraco Banks, N.A.	Tristate Capital Bank

How the priority lists work

Raymond James establishes contracts with multiple banks, which are included in one or more bank priority lists. Your account’s legal address of record determines which list is used to determine the order in which your uninvested cash in your brokerage account will be deposited into interest-bearing deposit accounts at one or more of the banks set forth on the predetermined list.

Cash will be deposited in the first program bank with available capacity. Remaining cash will then be deposited in the next available bank. If you still have cash that cannot be deposited in the previous banks, those funds will be deposited in the third available bank Raymond James has designated. This process continues through all available banks on the priority list, providing combined FDIC coverage up to $3 million, or $6 million for joint accounts.

Combined FDIC insurance coverage through RJBDP is subject to program banks’ available capacity with Raymond James. Thus, the overall amount of potential FDIC insurance protection for which you may be eligible will vary depending upon the number of banks that are accepting RJBDP cash at any point in time.

Your priority list may also include one or more excess banks that will accept funds without limit and without regard to the maximum applicable deposit insurance amount if all banks on the priority list have received funds up to the applicable deposit limit or available capacity. If all your funds are withdrawn from an excess bank, the next time your funds are available for deposit in an excess bank they may be deposited in a different excess bank. This may also apply to certain non-retirement accounts that do not elect to have excess funds swept to the Raymond James Client Interest Program (CIP), as described here.

For non-retirement accounts, if all banks on the priority list have received your funds up to the applicable deposit limit, your next available funds may be deposited in CIP (and covered by SIPC/Excess SIPC protection).

The deposit insurance coverage limits refer to the total of all deposits that an account holder has in the same ownership categories at each FDIC-insured institution. Visit fdic.gov for more information.

Raymond James & Associates is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org or by calling (202) 371-8300.

Raymond James has purchased excess-SIPC coverage through various syndicates of Lloyd's, a London-based firm. Excess SIPC is fully protected by the Lloyd's trust funds and Lloyd's Central Fund. The additional protection currently provided has an aggregate firm limit of $750 million, including a sub-limit of $1.9 million per customer for cash above basic SIPC for the wrongful abstraction of customer funds. Account protection applies when a SIPC-member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against market fluctuations.

Important Information for Raymond James’ Clients (PDF)

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank, and are subject to investment risks, including possible loss of the principal invested.

All deposits and withdrawals at the banks within the Raymond James Bank Deposit Program will be made by Raymond James on your behalf. If you maintain funds separately with banks in the program, you should monitor your total deposits at the applicable bank(s) to ensure they do not exceed FDIC insurance limits of $250,000 ($500,000 for joint accounts). Your funds will earn the same interest rate at all of the banks, based on your total relationship cash balances with Raymond James. Interest rate tiers and current rates are available online at raymondjames.com/sweeprates and through your financial advisor.

The Client Interest Program (CIP) is a cash feature. Because CIP is an option for some accounts to earn interest on funds awaiting investment we are including CIP in the Cash Sweep Program. Through CIP, a significant portion of cash is set aside for the client and held in certain high-quality U.S. Treasury securities or in qualifying trust and/or cash accounts with major U.S. banks. The remaining balance is used in the company’s business operations. We refer to both RJBDP (including RJBDP-RJ Bank Only) and CIP as “sweep options” in our agreements with you.

*For eligible retirement accounts only.

**For eligible non-retirement accounts only.

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