Cash management

Cash management solutions to help manage your finances

A significant part of your overall financial plan is your short-term cash needs. Your advisor offers a number of cash management solutions designed to help you manage your day-to-day finances. Learn more about them and how they can help you do more with your money.

Capital Access

Capital Access, Raymond James’ easy-to-use cash-management program, provides a comprehensive solution for handling and consolidating your day-to-day finances. In addition to online access to your account, a dedicated support team and your financial advisor are always available to answer any questions you may have. For more information, click here.

Brokerage account funds

Raymond James provides you with multiple options for automatically investing cash in your brokerage account – whether from the sale of a security, a dividend payment or some other source – into a money market account paying a competitive interest rate. Of course, we also make it easy to access cash from your account when you want it. For more information, click here.

The Capital Access Visa Platinum debit card

With the Capital Access Visa Platinum debit card, you can shop almost anywhere without the need to carry cash or remember your checkbook. You can also get cash from your account when you make a purchase at participating retail locations.

With Capital Access, you never have to worry about unauthorized usage. Our premier fraud-protection service safeguards your debit card 24 hours a day, every day. We watch for unauthorized account activity so you don't have to, and we manage any fraud-related issues you may encounter. Our dedicated fraud protection team monitors your transactions in real time.

Learn more about new features that make your debit card more secure and easier to use »

Your Raymond James accounts – at your fingertips

Managing your money just got easier thanks to convenient technology available through the Client Access app.

Opening a Capital Access account with Raymond James makes it easy to navigate the daily demands of your finances by bringing your cash management and investment accounts under one roof and into clear view – anytime, anywhere.

With an array of mobile services at your fingertips, the Client Access app features convenient technologies that enable you to:

  • View account information on the go
  • Pay bills and set up automatic payments with Bill Pay
  • Skip going to the bank with Mobile Check Deposit
  • Transfer money from one Raymond James account to another
  • Purchase items with your Visa debit card through mobile wallet, including Apple Pay, Android Pay and Samsung Pay

What’s more, accepted worldwide, our Raymond James credit cards are mobile-wallet enabled, and accounts can be viewed through the Client Access app, giving you the purchasing freedom you need, the financial control you want and the generous rewards you deserve with every use.

Contact your financial advisor to learn more about Capital Access and Raymond James credit cards.