Preserving My Wealth

You’ve worked hard to successfully grow your wealth and you want to preserve it – to feel secure about the future. Your Raymond James advisor has the expertise and resources to help you transition to a more conservative investment approach, one that helps you meet your income and liquidity needs while thoughtfully pursuing growth. An effective wealth management strategy also considers the role insurance and estate planning can play in mitigating risk, and plans for any scenario that might cause you to worry. Together, you and your advisor will plan for all of life’s events – the expected and the unexpected.


Your Portfolio

Guided by the firm’s commitment to conservatism, Raymond James advisors understand the importance of avoiding unnecessary risk with your investment portfolio. Your advisor has access to quality resources should it be appropriate to take a more risk-averse approach, one focused on providing income as well as growing wealth.

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Insurance

Risk management extends beyond your investment strategy. Your Raymond James advisor will help you consider other ways to plan for your financial future, including a wide array of insurance solutions that offer an additional layer of protection for you, your family or your business. From life insurance to long-term care, we help make sure you are prepared for life’s unknowns.

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Estate Planning

After taking such great care to build your estate, you want it to be as focused and efficient as possible. Through the skillful use of wills, trusts and other legacy planning tools, your Raymond James advisor will help make sure your wealth is passed onto your heirs in precisely the manner you desire.

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Testing for ‘What ifs’

As you transition from regular paychecks to relying on your accumulated wealth, any number of “what-if” scenarios have the potential to keep you up at night. There’s the specter of underperforming markets, higher-than-expected inflation, lower-than-expected interest rates, the outlook for Social Security, the increasing cost of healthcare – even the possibility you could outlive your resources. Your Raymond James advisor has access to tools that take into account a number of potentially adverse factors to “stress test” for different scenarios, so you can have a plan to address them with confidence.


Account Protection

At Raymond James, we take the security of your accounts and information seriously. We go above and beyond industry standards in combining state-of-the-art cyber security technology, rigorous internal practices and protocols, and reliable resources, account protection and security.

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Raymond James & Associates is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org or by calling (202) 371-8300. Raymond James has purchased excess-SIPC coverage through various syndicates of Lloyd's, a London-based firm. Excess SIPC is fully protected by the Lloyd's trust funds and Lloyd's Central Fund. The additional protection currently provided has an aggregate firm limit of $750 million, including a sub-limit of $1.9 million per customer for cash above basic SIPC for the wrongful abstraction of customer funds. Account protection applies when a SIPC-member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against market fluctuations.

 

Commentary & Insights

Estate  |  June 13, 2019

Who gets what, when?

It won’t always be easy, but it’s worth deciding how you want to share your legacy so the process goes smoothly.

Read Article about Who gets what, when?
Market Updates  |  June 10, 2019

Joining two financial lives? Treat it as a partnership

Many couples are hesitant to discuss money – but conquering that discomfort is necessary to get your spending, saving and long-term goals in sync.

Listen about Joining two financial lives? Treat it as a partnership
Family  |  June 6, 2019

Shielding your loved ones from sneaky scams

Simple steps like checking in frequently and blocking robocalls can make a meaningful difference.

Read Article about Shielding your loved ones from sneaky scams

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