529 Program Disclosure Documents

This page contains the program disclosure document for each 529 plan offered by Raymond James. The documents are listed in order by the state sponsor. If you need assistance interpreting a document or want to receive a hard copy, please contact your Raymond James financial advisor.

529 Plan Offerings State Program Disclosure Statement
CollegeCounts 529 Fund Advisor Plan Alabama Program Disclosure Statement
John Hancock Freedom 529 Alaska Program Disclosure Statement
Ivy Funds InvestEd Plan Arizona Program Disclosure Statement
College Savings Bank Arizona Program Disclosure Statement
iShares 529 Plan Arkansas Program Disclosure Statement
Scholars Choice College Savings Program Colorado Program Disclosure Statement
Connecticut Higher Education Trust (CHET) Advisor Plan Connecticut Program Disclosure Statement
Bright Start College Savings Program Illinois Program Disclosure Statement
CollegeChoice Advisor 529 Savings Plan Indiana Program Disclosure Statement
CollegeChoice CD 529 Savings Plan Indiana Program Disclosure Statement
IAdvisor 529 Plan Iowa Program Disclosure Statement
Learning Quest Kansas Program Disclosure Statement
MI 529 Advisor Plan Michigan Program Disclosure Statement
Nebraska Education Savings Trust – Advisor College Savings Plan Nebraska Program Disclosure Statement
Putnam 529 for America Nevada Program Disclosure Statement
Fidelity Advisor 529 Plan New Hampshire Program Disclosure Statement
Franklin Templeton 529 College Savings Plan New Jersey Program Disclosure Statement
Scholar's Edge New Mexico Program Disclosure Statement
New York's 529 Advisor-Guided College Savings Plan New York Program Disclosure Statement
College SAVE North Dakota Program Disclosure Statement
BlackRock CollegeAdvantage Advisor 529 Savings Plan Ohio Program Disclosure Statement
Oklahoma Dream 529 Plan Oklahoma Program Disclosure Statement
MFS 529 Savings Plan Oregon Program Disclosure Statement
CollegeBound 529 Rhode Island Program Disclosure Statement
Future Scholar 529 College Savings Plan South Carolina Program Disclosure Statement
CollegeAccess 529 Plan South Dakota Program Disclosure Statement
Lonestar 529 Plan Texas Program Disclosure Statement
CollegeAmerica Virginia Program Disclosure Statement
The Hartford SMART529 West Virginia Program Disclosure Statement
Tomorrow's Scholar 529 Plan Wisconsin Program Disclosure Statement

Investors should consider, before investing, whether the investor's or the designated beneficiary's home state offers any tax or other benefits that are only available for investment in such state's 529 savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors.

As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover education costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. The tax implications can vary significantly from state to state.