Kelsey initially joined Morgan Keegan, later acquired by Raymond James, in 2011 as an intern, performing loan portfolio analytics while attending the University of Memphis. After graduating in 2013 with honors and a bachelor’s degree in accounting, Kelsey accepted a full-time position as an underwriter in the Whole Loan Group. Now, as vice president, her primary responsibilities include underwriting residential mortgage loans, collateral delivery and deal funding. Kelsey, along with Mary Horner, serves as a liaison between our investors and selling clients for any due diligence issues. Kelsey has also received certification in the Mortgage Bankers Association’s Advanced Residential Underwriter program.